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St.George Bank rates
St.George Bank publishes 28 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
St.George Bank's lowest home loan rate is 6.54% on Basic Variable Home Loan, 0.20 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.39% on Incentive Saver, 1.39 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. St.George Bank repriced 11 products in the last 30 days, most recently lifting Margin Lending on 13 October 2026, from 10.08% to 10.33%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Basic Variable Home Loan | 6.54% | 6.55% |
| Variable Home Loan with Offset | 6.64% | 7.01% |
| Fixed Rate Home Loan | 6.74% | 7.02% |
| Relocation Loan with end | 9.55% | 9.37% |
| Relocation Loan without end | 9.55% | 9.37% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Incentive Saver | 5.39% |
| Maxi Saver | 3.90% |
| Business Access Saver | 1.45% |
Term deposits
| Product | Advertised rate |
|---|---|
| Business Term Deposit | 5.30% |
| Term Deposit | 5.30% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Farm Management Deposit Account | 4.75% |
| Retirement Access Account | 2.90% |
| Investment Cash Accounts | 0.10% |
Credit cards
| Product | Advertised rate |
|---|---|
| Business Vantage | 9.99% |
| Rainbow Vertigo Card | 13.99% |
| Vertigo | 13.99% |
| Amplify Business | 19.49% |
| Amplify Qantas Platinum | 23.98% |
| Amplify Qantas Signature | 23.98% |
| Amplify Rewards Platinum | 23.98% |
| Amplify Rewards Signature | 23.98% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Secured Fixed Personal Loan | 6.49% | 7.90% |
| Unsecured Fixed Personal Loan | 7.00% | 8.41% |
| Unsecured Variable Personal Loan | 7.00% | 8.41% |
Business loans
| Product | Advertised rate |
|---|---|
| Variable Rate Small Business Loan | 9.48% |
Overdrafts
| Product | Advertised rate |
|---|---|
| Commercial Overdraft | 10.06% |
| Commercial Unsecured Overdraft | 10.06% |
Margin loans
| Product | Advertised rate |
|---|---|
| Margin Lending | 9.75% |
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