Business Access Overdraft

The Capricornian's Business Access Overdraft is a overdraft. The figures are the ones The Capricornian publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 9.10% to 9.35%.

Advertised rate

9.35%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

9 October 2026

Advertised rate, last 30 days. Between 9.10% and 9.35% over the last 30 days.

Every current rate (1)

Tier	Rate
Variable	9.35%

Rate moves, last 30 days

9 October 2026: Variable lifted 0.25pp, from 9.10% to 9.35%.

Published fees

Fee	Amount
Visa Debit Cash Advanceper withdrawal: Where credit option is selected for cash/cash and purchase transaction	$0.70
Establishment Fee - Temporary Overdrafts, Increase of limit between $10 - $10,000upfront	$100
BPAY - Branch and Contact Centreper payment	$3
Establishment Fee - Temporary Overdrafts, Increase of limit greater than $10,001upfront	$250
Overdraft Service Fee - Overdraft Limit $5,000 and underrecurring	$5
Overdraft Service Fee - Overdraft Limit between $5,001 - $100,000recurring	$20
Cheque Depositsper transaction	$0.30
EFTPOS Including declined transactionsper payment	$0.70
Establishment Fee - Overdraft Limit between $20,000 - $100,000upfront: Excludes solicitors costs in mortgage and security preparation, valuation/s and settlement fees.	$600
External Funds Transfer - Branch and Contact Centreper transaction	$3
Establishment Fee - Overdraft Limit Under $20,000upfront: Excludes solicitors costs in mortgage and security preparation, valuation/s and settlement fees.	$500
Establishment Fee - Increase to existing limitupfront: Excludes solicitors costs in mortgage and security preparation, valuation/s and settlement fees.	$400

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