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The Capricornian · Term deposits
Term Deposit
The Capricornian's Term Deposit is a term deposit. The figures are the ones The Capricornian publishes under the Consumer Data Right today. The advertised rate last moved on 6 October 2026, up from 5.10% to 5.20%.
Advertised rate
5.20%
headline tier
Tiers
8
current rate rows
Last moved
+0.10pp
6 October 2026
Advertised rate, last 30 days. Between 5.10% and 5.20% over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Fixed 3 months, $5,000 to $250,000, 3 month term deposit (monthly) | 4.10% |
| Fixed 3 months, $5,000 to $250,000, 3 month term deposit | 4.30% |
| Fixed 6 months, $5,000 to $250,000, 6 month term deposit (monthly) | 4.75% |
| Fixed 2 years, $5,000 to $250,000, 24 month term deposit (monthly) | 4.90% |
| Fixed 6 months, $5,000 to $250,000, 6 month term deposit | 4.95% |
| Fixed 1 year, $5,000 to $250,000, 12 month term deposit (monthly) | 5.00% |
| Fixed 2 years, $5,000 to $250,000, 24 month term deposit | 5.10% |
| Fixed 1 year, $5,000 to $250,000, 12 month term deposit | 5.20% |
Rate moves, last 30 days
- 6 October 2026: Fixed 1 year, $5,000 to $250,000 lifted 0.10pp, from 5.10% to 5.20%.
- 6 October 2026: Fixed 6 months, $5,000 to $250,000 lifted 0.10pp, from 4.85% to 4.95%.
- 6 October 2026: Fixed 3 months, $5,000 to $250,000 lifted 0.20pp, from 4.10% to 4.30%.
Published fees
| Fee | Amount |
|---|---|
| Early Redemption Penaltyper withdrawal: The penalty applied to an early redemption of a Fixed Term Deposit is 30 Days interest on the redeeming portion of the deposit. | $0 |
Get an email the morning The Capricornian moves this rate.
Every The Capricornian rate · every term deposit rate compared · other lenders · this product in the explorer.