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The Capricornian · Transaction accounts
Youth Access Account
The Capricornian's Youth Access Account is a transaction account. The figures are the ones The Capricornian publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 2.00% to 2.25%.
Advertised rate
2.25%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 2.00% and 2.25% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable, $5,000 to $50,000YOUTH ACCESS ACCOUNT_Tier_2 | 1.75% |
| Variable, up to $5,000YOUTH ACCESS ACCOUNT_Tier_1 | 2.25% |
Rate moves, last 30 days
- 9 October 2026: Variable, up to $5,000 lifted 0.25pp, from 2.00% to 2.25%.
- 9 October 2026: Variable, $5,000 to $50,000 lifted 0.25pp, from 1.50% to 1.75%.
Published fees
| Fee | Amount |
|---|---|
| Account Service Feerecurring: First account free for eligible members. | $6 |
| EFTPOS Including declined transactionsper withdrawal | $0.70 |
| Dishonour Feedishonour: Where there is not enough money in the account to pay a direct debit that the customer has setup. | $15 |
| International Transaction Fee via Internet Bankingper withdrawal: Transaction fee charged at the result of the processing of an international transaction via Internet Banking. | $20 |
| International Transaction Fee Over The Counterper payment: Transaction fee charged at the result of an International Transaction being actioned after a staff assisted transaction. | $30 |
| Visa Debit Cash Advanceper withdrawal | $0.70 |
| Foreign Currency Conversion Feesper purchase: Foreign Currency will be converted to Australian currency at the wholesale market rate by VISA | see lender |
Other The Capricornian transaction accounts
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