Lenders › The Mac › 2 Year Discounted Basic Variable Loan Owner Occupied P&I
The Mac · Home loans
2 Year Discounted Basic Variable Loan Owner Occupied P&I
The Mac's 2 Year Discounted Basic Variable Loan Owner Occupied P&I is a home loan. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 30 October 2026, up from 5.92% to 6.17%.
Advertised rate
6.17%
headline tier
Comparison rate
7.82%
as published
Last moved
+0.25pp
30 October 2026
Advertised rate, last 30 days. Between 5.92% and 6.17% over the last 30 days.
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Application feeupfront | $400 |
| Application fee bridging loanupfront | $800 |
| Application fee top upupfront | $300 |
| Collection feeper cash advance: At cost fee | see lender |
| Default noticesupfront | $55 |
| General consent feeupfront | $150 |
| Legal feeper cash advance: At cost | see lender |
| Mortgage discharge feeupfront | $200 |
| Substitution of security feeupfront | $250 |
| Production of title deed feeupfront | $150 |
| Switching feeupfront | $50 |
| Valuation feeper cash advance: Valuation charged at cost | see lender |
Other The Mac home loans
First Home Buyers Owner Occupied P&I 6.17%Govt Low Dep Variable Ooc PI 6.17%Govt Low Dep 3yr Fixed Ooc PI 6.49%Mortgage 3yr Fixed Owner Occupied P&I 6.49%Govt Low Dep 1yr Fixed Ooc PI 6.59%Govt Low Dep 2yr Fixed Ooc PI 6.59%Mortgage 1yr Fixed Owner Occupied P&I 6.59%Mortgage 2yr Fixed Owner Occupied P&I 6.59%Mortgage 3yr Fixed Investor P&I 6.59%Mortgage 1yr Fixed Investor P&I 6.69%Mortgage 2yr Fixed Investor P&I 6.69%Mortgage 3yr Fixed Investor IO 6.79%
Get an email the morning The Mac moves this rate.
Every The Mac rate · every home loan rate compared · other lenders · this product in the explorer.