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Freedom Years
The Mac's Freedom Years is a transaction account. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 2 November 2026, up from 2.00% to 2.20%.
Advertised rate
2.20%
headline tier
Tiers
3
current rate rows
Last moved
+0.20pp
2 November 2026
Advertised rate, last 30 days. Between 2.00% and 2.20% over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Variable, up to $4,999FREEDOM YEARS_Tier_1 | 0.02% |
| Variable, $4,999 to $50,000FREEDOM YEARS_Tier_2 | 1.60% |
| Variable, $50,000 and overFREEDOM YEARS_Tier_3 | 2.20% |
Rate moves, last 30 days
- 2 November 2026: Variable, $4,999 to $50,000 lifted 0.10pp, from 1.50% to 1.60%.
- 2 November 2026: Variable, $50,000 and over lifted 0.20pp, from 2.00% to 2.20%.
Get an email the morning The Mac moves this rate.
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