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The Mac · Term deposits
Term Savings I4
The Mac's Term Savings I4 is a term deposit. The figures are the ones The Mac publishes under the Consumer Data Right today. The advertised rate last moved on 19 October 2026, up from 5.00% to 5.20%.
Advertised rate
5.20%
headline tier
Tiers
6
current rate rows
Last moved
+0.20pp
19 October 2026
Advertised rate, last 30 days. Between 5.00% and 5.20% over the last 30 days.
Every current rate (6)
| Tier | Rate |
|---|---|
| Fixed 1 year, $2,000 to $4,999TERM SAVINGS I4_Tier | 0.70% |
| Fixed 3 months, $5,000 to $1,000,000TERM SAVINGS I4_Tier | 3.50% |
| Fixed 2 years, $5,000 to $1,000,000TERM SAVINGS I4_Tier | 3.70% |
| Fixed 6 months, $5,000 to $1,000,000TERM SAVINGS I4_Tier | 4.90% |
| Fixed 9 months, $5,000 to $1,000,000TERM SAVINGS I4_Tier | 5.00% |
| Fixed 1 year, $5,000 to $1,000,000TERM SAVINGS I4_Tier | 5.20% |
Rate moves, last 30 days
- 19 October 2026: Fixed 6 months, $5,000 to $1,000,000 lifted 0.10pp, from 4.80% to 4.90%.
- 19 October 2026: Fixed 9 months, $5,000 to $1,000,000 lifted 0.20pp, from 4.80% to 5.00%.
- 19 October 2026: Fixed 1 year, $5,000 to $1,000,000 lifted 0.20pp, from 5.00% to 5.20%.
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