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UniBank · Savings accounts
Essential Saver account
UniBank's Essential Saver account is a savings account. The figures are the ones UniBank publishes under the Consumer Data Right today. The advertised rate last moved on 3 October 2026, up from 5.00% to 5.25%.
Advertised rate
5.25%
headline tier
Tiers
5
current rate rows
Last moved
+0.25pp
3 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (5)
| Tier | Rate |
|---|---|
| Variable, $1,000,000 to $5,000,000Essential Saver account_Tier_4 | 3.25% |
| Variable, $5,000,000 and overEssential Saver account_Tier_5 | 3.25% |
| Variable, $250,000 to $500,000Essential Saver account_Tier_2 | 5.25% |
| Variable, $500,000 to $1,000,000Essential Saver account_Tier_3 | 5.25% |
| Variable, up to $250,000Essential Saver account_Tier_1 | 5.25% |
Rate moves, last 30 days
Other UniBank savings accounts
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Every UniBank rate · every savings account rate compared · other lenders · this product in the explorer.