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Virgin Money Grow Saver

Virgin Money Grow Saver is a savings account. The figures are the ones Virgin Money publishes under the Consumer Data Right today. The advertised rate last moved on 22 October 2026, up from 3.00% to 3.25%.

Advertised rate
3.25%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
22 October 2026
3.00%3.25%5 October 20264 November 2026

Advertised rate, last 30 days. Between 3.00% and 3.25% over the last 30 days.

Every current rate (2)

TierRate
Variable0.05%
Bonus, up to $250,000Additional variable interest rate earned on a Grow Saver where the optional Lock Saver Feature is enabled.3.25%

Rate moves, last 30 days

The advertised rate moved on 22 October 2026, from 3.00% to 3.25%; no other tier moved in the last 30 days.

Published fees

FeeAmount
Paper Statement - Internationalrecurring: Charged for each paper statement that is required to be posted to an International Address.$5
Paper Statement - Domesticrecurring: Charged for each paper statement that is required to be posted to an address in Australia.$3
Domestic ATM Withdrawalper withdrawal: We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdr$0
Electronic Transaction Error Correction Feewhen it happens: Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pa$30
Direct Debit Dishonourdishonour: Charged for each direct debit that is dishonoured on the same day that the dishonour takes place.$0
Internation ATM Withdrawalper withdrawal: Charged when a withdrawal is performed at an ATM outside of Australia.$5
Cash and Cheque Depositper deposit: Charged for each cheque or cash deposit that is made into your account.$5
Domestic Emergency Card Replacementreplacement: Charged when we courier a card to you within Australia.$15
International Emergency Card Replacementreplacement: Charged when we courier a card to you internationally.$75
BPAY,Pay Someone, Card Transactionsper payment: There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction.$0
Manual Statementper enquiry: Charged when you request a manual statement to be generated and emailed to you.$10
International Balance Enquiryper enquiry: Charged when a balance enquiry is performed at an ATM outside of Australia.$2

Other Virgin Money savings accounts

Virgin Money Boost Saver 5.25%

Get an email the morning Virgin Money moves this rate.

Every Virgin Money rate · every savings account rate compared · other lenders · this product in the explorer.