Lenders › Virgin Money › Virgin Money Loaded Home Loan
Virgin Money · Home loans
Virgin Money Loaded Home Loan
Virgin Money Loaded Home Loan is a home loan. The figures are the ones Virgin Money publishes under the Consumer Data Right today. The advertised rate last moved on 3 October 2026, up from 6.09% to 6.34%.
Advertised rate
6.34%
headline tier
Comparison rate
6.63%
as published
Last moved
+0.25pp
3 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (216)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%, $400,000 to $699,999 | 6.34% | 6.63% |
| Variable, Owner occupier, P&I, LVR up to 60%, $150,000 to $399,999Balance | 6.34% | 6.63% |
| Variable, Owner occupier, P&I, LVR up to 60%, $700,000 and over | 6.34% | 6.63% |
| Variable, Owner occupier, P&I, LVR 60 to 70%, $150,000 to $399,999 | 6.39% | 6.68% |
| Variable, Owner occupier, P&I, LVR 60 to 70%, $400,000 to $699,999 | 6.39% | 6.68% |
| Variable, Owner occupier, P&I, LVR 60 to 70%, $700,000 and overBalance | 6.39% | 6.68% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $700,000 and over | 6.39% | 6.68% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $400,000 to $699,999Balance | 6.39% | 6.68% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $150,000 to $399,999 | 6.39% | 6.68% |
| Variable, Investor, P&I, LVR up to 60%, $700,000 and over | 6.54% | 6.82% |
| Variable, Investor, P&I, LVR up to 60%, $150,000 to $399,999 | 6.54% | 6.82% |
| Variable, Investor, P&I, LVR up to 60%, $400,000 to $699,999 | 6.54% | 6.82% |
| Variable, Investor, P&I, LVR 60 to 70%, $400,000 to $699,999Balance | 6.59% | 6.87% |
| Variable, Investor, P&I, LVR 60 to 70%, $700,000 and over | 6.59% | 6.87% |
| Variable, Investor, P&I, LVR 60 to 70%, $150,000 to $399,999 | 6.59% | 6.87% |
| Variable, Investor, P&I, LVR 70 to 80%, $700,000 and overBalance | 6.59% | 6.87% |
| Variable, Investor, P&I, LVR 70 to 80%, $150,000 to $399,999Balance | 6.59% | 6.87% |
| Variable, Investor, P&I, LVR 70 to 80%, $400,000 to $699,999 | 6.59% | 6.87% |
| Variable, Investor, Interest only, LVR up to 60%, $150,000 to $399,999 | 6.64% | 6.85% |
| Variable, Investor, Interest only, LVR up to 60%, $400,000 to $699,999 | 6.64% | 6.85% |
| Variable, Investor, Interest only, LVR up to 60%, $700,000 and overBalance | 6.64% | 6.85% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $700,000 and overBalance | 6.64% | 6.92% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $400,000 to $699,999 | 6.64% | 6.92% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $150,000 to $399,999 | 6.64% | 6.92% |
| Variable, Investor, Interest only, LVR 60 to 70%, $150,000 to $399,999Balance | 6.69% | 6.90% |
| Variable, Investor, Interest only, LVR 60 to 70%, $400,000 to $699,999Balance | 6.69% | 6.90% |
| Variable, Investor, Interest only, LVR 60 to 70%, $700,000 and over | 6.69% | 6.90% |
| Variable, Investor, Interest only, LVR 70 to 80%, $400,000 to $699,999Balance | 6.69% | 6.90% |
| Variable, Investor, Interest only, LVR 70 to 80%, $150,000 to $399,999Balance | 6.69% | 6.90% |
| Variable, Investor, Interest only, LVR 70 to 80%, $700,000 and over | 6.69% | 6.90% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 60%, $20,000 and overBalance | 6.79% | 6.72% |
| Fixed 2 years, Owner occupier, P&I, LVR 60 to 70%, $20,000 and over | 6.79% | 6.76% |
| Fixed 2 years, Owner occupier, P&I, LVR 70 to 80%, $20,000 and overBalance | 6.79% | 6.76% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 60%, $20,000 and over | 6.84% | 6.77% |
| Fixed 3 years, Owner occupier, P&I, LVR 60 to 70%, $20,000 and over | 6.84% | 6.81% |
| Fixed 3 years, Owner occupier, P&I, LVR 70 to 80%, $20,000 and over | 6.84% | 6.81% |
| Variable, Investor, P&I, LVR 80 to 90%, $150,000 to $399,999Balance | 6.84% | 7.12% |
| Variable, Investor, P&I, LVR 80 to 90%, $700,000 and overBalance | 6.84% | 7.12% |
| Variable, Investor, P&I, LVR 80 to 90%, $400,000 to $699,999 | 6.84% | 7.12% |
| Fixed 1 year, Owner occupier, P&I, LVR up to 60%, $20,000 and overBalance | 6.89% | 6.68% |
| Fixed 1 year, Owner occupier, P&I, LVR 60 to 70%, $20,000 and over | 6.89% | 6.73% |
| Fixed 1 year, Owner occupier, P&I, LVR 70 to 80%, $20,000 and over | 6.89% | 6.73% |
| Fixed 2 years, Investor, Interest only, LVR up to 60%, $20,000 and overBalance | 6.94% | 6.90% |
| Fixed 2 years, Investor, P&I, LVR up to 60%, $20,000 and overBalance | 6.94% | 6.90% |
| Fixed 2 years, Investor, P&I, LVR 60 to 70%, $20,000 and overBalance | 6.94% | 6.94% |
| Fixed 2 years, Investor, Interest only, LVR 60 to 70%, $20,000 and overBalance | 6.94% | 6.94% |
| Fixed 2 years, Investor, P&I, LVR 70 to 80%, $20,000 and overBalance | 6.94% | 6.94% |
| Fixed 2 years, Investor, Interest only, LVR 70 to 80%, $20,000 and over | 6.94% | 6.94% |
| Fixed 3 years, Investor, Interest only, LVR up to 60%, $20,000 and over | 6.99% | 6.94% |
| Fixed 3 years, Investor, P&I, LVR up to 60%, $20,000 and overBalance | 6.99% | 6.95% |
| Fixed 3 years, Investor, Interest only, LVR 60 to 70%, $20,000 and over | 6.99% | 6.98% |
| Fixed 3 years, Investor, P&I, LVR 60 to 70%, $20,000 and over | 6.99% | 6.99% |
| Fixed 3 years, Investor, P&I, LVR 70 to 80%, $20,000 and overBalance | 6.99% | 6.99% |
| Fixed 3 years, Investor, Interest only, LVR 70 to 80%, $20,000 and overBalance | 6.99% | 6.98% |
| Fixed 4 years, Owner occupier, P&I, LVR up to 60%, $20,000 and over | 6.99% | 6.87% |
| Fixed 4 years, Owner occupier, P&I, LVR 60 to 70%, $20,000 and over | 6.99% | 6.90% |
| Fixed 4 years, Owner occupier, P&I, LVR 70 to 80%, $20,000 and overBalance | 6.99% | 6.90% |
| Fixed 5 years, Owner occupier, P&I, LVR up to 60%, $20,000 and over | 6.99% | 6.92% |
| Fixed 5 years, Owner occupier, P&I, LVR 60 to 70%, $20,000 and overBalance | 6.99% | 6.94% |
| Fixed 5 years, Owner occupier, P&I, LVR 70 to 80%, $20,000 and overBalance | 6.99% | 6.94% |
| Fixed 1 year, Investor, Interest only, LVR up to 60%, $20,000 and overBalance | 7.04% | 6.87% |
| Fixed 1 year, Investor, P&I, LVR up to 60%, $20,000 and overBalance | 7.04% | 6.88% |
| Fixed 1 year, Investor, Interest only, LVR 60 to 70%, $20,000 and overBalance | 7.04% | 6.92% |
| Fixed 1 year, Investor, P&I, LVR 60 to 70%, $20,000 and over | 7.04% | 6.92% |
| Fixed 1 year, Investor, Interest only, LVR 70 to 80%, $20,000 and overBalance | 7.04% | 6.92% |
| Fixed 1 year, Investor, P&I, LVR 70 to 80%, $20,000 and overBalance | 7.04% | 6.92% |
| Variable, Investor, Interest only, LVR 80 to 90%, $400,000 to $699,999Balance | 7.04% | 7.19% |
| Variable, Investor, Interest only, LVR 80 to 90%, $150,000 to $399,999Balance | 7.04% | 7.19% |
| Variable, Investor, Interest only, LVR 80 to 90%, $700,000 and over | 7.04% | 7.19% |
| Fixed 1 year, Owner occupier, Interest only, LVR up to 60%, $20,000 and over | 7.09% | 6.70% |
| Fixed 1 year, Owner occupier, Interest only, LVR 60 to 70%, $20,000 and over | 7.09% | 6.74% |
| Fixed 1 year, Owner occupier, Interest only, LVR 70 to 80%, $20,000 and over | 7.09% | 6.74% |
| Fixed 2 years, Owner occupier, Interest only, LVR up to 60%, $20,000 and overBalance | 7.09% | 6.77% |
| Fixed 2 years, Owner occupier, Interest only, LVR 60 to 70%, $20,000 and overBalance | 7.09% | 6.81% |
| Fixed 2 years, Owner occupier, Interest only, LVR 70 to 80%, $20,000 and over | 7.09% | 6.81% |
| Fixed 2 years, Owner occupier, Interest only, LVR 80 to 90%, $20,000 and overBalance | 7.09% | 7.01% |
| Fixed 3 years, Investor, P&I, LVR 80 to 90%, $20,000 and over | 7.09% | 7.19% |
| Fixed 3 years, Owner occupier, P&I, LVR 80 to 90%, $20,000 and overBalance | 7.09% | 7.05% |
| Fixed 3 years, Investor, Interest only, LVR 80 to 90%, $20,000 and overBalance | 7.09% | 7.18% |
| Fixed 2 years, Owner occupier, P&I, LVR 80 to 90%, $20,000 and over | 7.14% | 7.02% |
| Fixed 2 years, Investor, Interest only, LVR 80 to 90%, $20,000 and overBalance | 7.14% | 7.17% |
| Fixed 2 years, Investor, P&I, LVR 80 to 90%, $20,000 and over | 7.14% | 7.18% |
| Fixed 4 years, Investor, P&I, LVR up to 60%, $20,000 and overBalance | 7.14% | 7.05% |
| Fixed 4 years, Investor, P&I, LVR 60 to 70%, $20,000 and over | 7.14% | 7.08% |
| Fixed 4 years, Investor, P&I, LVR 70 to 80%, $20,000 and over | 7.14% | 7.08% |
| Fixed 5 years, Investor, P&I, LVR up to 60%, $20,000 and overBalance | 7.14% | 7.09% |
| Fixed 5 years, Investor, P&I, LVR 60 to 70%, $20,000 and overBalance | 7.14% | 7.12% |
| Fixed 5 years, Investor, P&I, LVR 70 to 80%, $20,000 and overBalance | 7.14% | 7.12% |
| Fixed 2 years, Owner occupier, Interest only, LVR 95 to 100%, $20,000 and overBalance | 7.19% | 8.41% |
| Fixed 2 years, Owner occupier, Interest only, LVR 90 to 95%, $20,000 and over | 7.19% | 8.41% |
| Fixed 4 years, Investor, Interest only, LVR up to 60%, $20,000 and overBalance | 7.19% | 7.05% |
| Fixed 4 years, Investor, Interest only, LVR 60 to 70%, $20,000 and over | 7.19% | 7.08% |
| Fixed 4 years, Investor, Interest only, LVR 70 to 80%, $20,000 and over | 7.19% | 7.08% |
| Fixed 5 years, Investor, Interest only, LVR up to 60%, $20,000 and overBalance | 7.19% | 7.09% |
| Fixed 5 years, Investor, Interest only, LVR 60 to 70%, $20,000 and overBalance | 7.19% | 7.12% |
| Fixed 5 years, Investor, Interest only, LVR 70 to 80%, $20,000 and over | 7.19% | 7.12% |
| Fixed 1 year, Investor, Interest only, LVR 80 to 90%, $20,000 and over | 7.24% | 7.16% |
| Fixed 1 year, Owner occupier, P&I, LVR 80 to 90%, $20,000 and over | 7.24% | 6.99% |
| Fixed 4 years, Investor, P&I, LVR 80 to 90%, $20,000 and overBalance | 7.24% | 7.27% |
| Fixed 4 years, Owner occupier, P&I, LVR 80 to 90%, $20,000 and over | 7.24% | 7.15% |
| Fixed 5 years, Investor, P&I, LVR 80 to 90%, $20,000 and overBalance | 7.24% | 7.30% |
| Fixed 5 years, Owner occupier, P&I, LVR 80 to 90%, $20,000 and overBalance | 7.24% | 7.19% |
| Fixed 4 years, Investor, Interest only, LVR 80 to 90%, $20,000 and overBalance | 7.29% | 7.27% |
| Fixed 5 years, Investor, Interest only, LVR 80 to 90%, $20,000 and over | 7.29% | 7.30% |
| Fixed 1 year, Owner occupier, Interest only, LVR 80 to 90%, $20,000 and over | 7.34% | 6.99% |
| Fixed 1 year, Investor, P&I, LVR 80 to 90%, $20,000 and over | 7.34% | 7.17% |
| Fixed 1 year, Owner occupier, Interest only, LVR 95 to 100%, $20,000 and over | 7.44% | 8.57% |
| Fixed 1 year, Owner occupier, Interest only, LVR 90 to 95%, $20,000 and over | 7.44% | 8.57% |
| Fixed 3 years, Owner occupier, Interest only, LVR 80 to 90%, $20,000 and over | 7.49% | 7.16% |
| Fixed 4 years, Owner occupier, Interest only, LVR 80 to 90%, $20,000 and over | 7.49% | 7.22% |
| Fixed 3 years, Owner occupier, Interest only, LVR 95 to 100%, $20,000 and over | 7.59% | 8.42% |
| Fixed 3 years, Owner occupier, Interest only, LVR up to 60%, $20,000 and over | 7.59% | 6.97% |
| Fixed 3 years, Owner occupier, Interest only, LVR 60 to 70%, $20,000 and over | 7.59% | 7.01% |
| Fixed 3 years, Owner occupier, Interest only, LVR 70 to 80%, $20,000 and overBalance | 7.59% | 7.01% |
| Fixed 3 years, Owner occupier, Interest only, LVR 90 to 95%, $20,000 and over | 7.59% | 8.42% |
| Fixed 4 years, Owner occupier, Interest only, LVR 95 to 100%, $20,000 and over | 7.59% | 8.35% |
| Fixed 4 years, Owner occupier, Interest only, LVR 90 to 95%, $20,000 and overBalance | 7.59% | 8.35% |
| Fixed 5 years, Owner occupier, Interest only, LVR 80 to 90%, $20,000 and over | 7.64% | 7.35% |
| Fixed 4 years, Owner occupier, Interest only, LVR up to 60%, $20,000 and over | 7.69% | 7.11% |
| Fixed 4 years, Owner occupier, Interest only, LVR 60 to 70%, $20,000 and over | 7.69% | 7.14% |
| Fixed 4 years, Owner occupier, Interest only, LVR 70 to 80%, $20,000 and overBalance | 7.69% | 7.14% |
| Fixed 2 years, Owner occupier, P&I, LVR 95 to 100%, $20,000 and over | 7.74% | 8.53% |
| Fixed 2 years, Owner occupier, P&I, LVR 90 to 95%, $20,000 and overBalance | 7.74% | 8.53% |
| Fixed 3 years, Investor, P&I, LVR 95 to 100%, $20,000 and overBalance | 7.74% | 9.35% |
| Fixed 3 years, Owner occupier, P&I, LVR 95 to 100%, $20,000 and over | 7.74% | 8.47% |
| Fixed 3 years, Investor, P&I, LVR 90 to 95%, $20,000 and overBalance | 7.74% | 9.35% |
| Fixed 3 years, Owner occupier, P&I, LVR 90 to 95%, $20,000 and over | 7.74% | 8.47% |
| Fixed 4 years, Owner occupier, P&I, LVR 95 to 100%, $20,000 and over | 7.74% | 8.42% |
| Fixed 4 years, Investor, Interest only, LVR 95 to 100%, $20,000 and over | 7.74% | 9.19% |
| Fixed 4 years, Investor, Interest only, LVR 90 to 95%, $20,000 and over | 7.74% | 9.19% |
| Fixed 4 years, Owner occupier, P&I, LVR 90 to 95%, $20,000 and overBalance | 7.74% | 8.42% |
| Fixed 5 years, Owner occupier, Interest only, LVR 95 to 100%, $20,000 and over | 7.74% | 8.36% |
| Fixed 5 years, Investor, Interest only, LVR 95 to 100%, $20,000 and over | 7.74% | 9.05% |
| Fixed 5 years, Owner occupier, Interest only, LVR 90 to 95%, $20,000 and overBalance | 7.74% | 8.36% |
| Fixed 5 years, Investor, Interest only, LVR 90 to 95%, $20,000 and over | 7.74% | 9.05% |
| Fixed 2 years, Investor, Interest only, LVR 95 to 100%, $20,000 and over | 7.79% | 9.54% |
| Fixed 2 years, Investor, Interest only, LVR 90 to 95%, $20,000 and overBalance | 7.79% | 9.54% |
| Fixed 1 year, Investor, P&I, LVR 95 to 100%, $20,000 and overBalance | 7.84% | 9.75% |
| Fixed 1 year, Investor, P&I, LVR 90 to 95%, $20,000 and overBalance | 7.84% | 9.75% |
| Fixed 4 years, Investor, P&I, LVR 95 to 100%, $20,000 and over | 7.84% | 9.22% |
| Fixed 4 years, Investor, P&I, LVR 90 to 95%, $20,000 and over | 7.84% | 9.22% |
| Fixed 5 years, Investor, P&I, LVR 95 to 100%, $20,000 and over | 7.84% | 9.08% |
| Fixed 5 years, Owner occupier, Interest only, LVR up to 60%, $20,000 and over | 7.84% | 7.27% |
| Fixed 5 years, Owner occupier, Interest only, LVR 60 to 70%, $20,000 and over | 7.84% | 7.30% |
| Fixed 5 years, Owner occupier, Interest only, LVR 70 to 80%, $20,000 and overBalance | 7.84% | 7.30% |
| Fixed 5 years, Investor, P&I, LVR 90 to 95%, $20,000 and over | 7.84% | 9.08% |
| Fixed 2 years, Investor, P&I, LVR 95 to 100%, $20,000 and overBalance | 7.89% | 9.57% |
| Fixed 2 years, Investor, P&I, LVR 90 to 95%, $20,000 and overBalance | 7.89% | 9.57% |
| Fixed 5 years, Owner occupier, P&I, LVR 95 to 100%, $20,000 and over | 7.89% | 8.44% |
| Fixed 5 years, Owner occupier, P&I, LVR 90 to 95%, $20,000 and over | 7.89% | 8.44% |
| Fixed 3 years, Investor, Interest only, LVR 95 to 100%, $20,000 and overBalance | 7.94% | 9.41% |
| Fixed 3 years, Investor, Interest only, LVR 90 to 95%, $20,000 and overBalance | 7.94% | 9.41% |
| Fixed 1 year, Investor, Interest only, LVR 95 to 100%, $20,000 and overBalance | 8.04% | 9.78% |
| Fixed 1 year, Investor, Interest only, LVR 90 to 95%, $20,000 and over | 8.04% | 9.78% |
| Variable, Owner occupier, Interest only, LVR up to 60%, $700,000 and overBalance | 8.12% | 7.40% |
| Variable, Owner occupier, Interest only, LVR up to 60%, $150,000 to $399,999 | 8.12% | 7.40% |
| Variable, Owner occupier, Interest only, LVR up to 60%, $400,000 to $699,999 | 8.12% | 7.40% |
| Variable, Owner occupier, Interest only, LVR 60 to 70%, $400,000 to $699,999Balance | 8.12% | 7.43% |
| Variable, Owner occupier, Interest only, LVR 60 to 70%, $150,000 to $399,999Balance | 8.12% | 7.43% |
| Variable, Owner occupier, Interest only, LVR 60 to 70%, $700,000 and over | 8.12% | 7.43% |
| Variable, Owner occupier, Interest only, LVR 70 to 80%, $700,000 and overBalance | 8.12% | 7.43% |
| Variable, Owner occupier, Interest only, LVR 70 to 80%, $400,000 to $699,999Balance | 8.12% | 7.43% |
| Variable, Owner occupier, Interest only, LVR 70 to 80%, $150,000 to $399,999 | 8.12% | 7.43% |
| Fixed 1 year, Owner occupier, P&I, LVR 95 to 100%, $20,000 and over | 8.19% | 8.65% |
| Fixed 1 year, Owner occupier, P&I, LVR 90 to 95%, $20,000 and over | 8.19% | 8.65% |
| Variable, Owner occupier, P&I, LVR 95 to 100%, $150,000 to $399,999 | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 95 to 100%, $700,000 and over | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 95 to 100%, $400,000 to $699,999Balance | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 90 to 95%, $150,000 to $399,999 | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 90 to 95%, $400,000 to $699,999 | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 90 to 95%, $700,000 and over | 8.41% | 8.68% |
| Variable, Owner occupier, P&I, LVR 80 to 90%, $50,000 to $149,999Balance | 8.61% | 8.88% |
| Variable, Owner occupier, P&I, LVR up to 60%, $50,000 to $149,999Balance | 8.63% | 8.90% |
| Variable, Owner occupier, P&I, LVR 60 to 70%, $50,000 to $149,999 | 8.75% | 9.02% |
| Variable, Owner occupier, P&I, LVR 70 to 80%, $50,000 to $149,999 | 8.75% | 9.02% |
| Variable, Investor, Interest only, LVR 95 to 100%, $400,000 to $699,999Balance | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 95 to 100%, $700,000 and overBalance | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 95 to 100%, $50,000 to $149,999 | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 95 to 100%, $150,000 to $399,999 | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 90 to 95%, $400,000 to $699,999 | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 90 to 95%, $50,000 to $149,999Balance | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 90 to 95%, $700,000 and overBalance | 8.84% | 9.55% |
| Variable, Investor, Interest only, LVR 90 to 95%, $150,000 to $399,999Balance | 8.84% | 9.55% |
| Variable, Investor, P&I, LVR up to 60%, $50,000 to $149,999 | 8.86% | 9.12% |
| Variable, Investor, P&I, LVR 60 to 70%, $50,000 to $149,999Balance | 8.86% | 9.12% |
| Variable, Investor, P&I, LVR 70 to 80%, $50,000 to $149,999Balance | 8.86% | 9.12% |
| Variable, Investor, P&I, LVR 80 to 90%, $50,000 to $149,999 | 8.86% | 9.12% |
| Variable, Owner occupier, P&I, LVR 95 to 100%, $50,000 to $149,999 | 8.96% | 9.22% |
| Variable, Owner occupier, P&I, LVR 90 to 95%, $50,000 to $149,999 | 8.96% | 9.22% |
| Variable, Owner occupier, Interest only, LVR 95 to 100%, $700,000 and over | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR 95 to 100%, $400,000 to $699,999 | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR 95 to 100%, $150,000 to $399,999Balance | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR 95 to 100%, $50,000 to $149,999Balance | 9.04% | 9.25% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%, $400,000 to $699,999 | 9.04% | 8.00% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%, $150,000 to $399,999Balance | 9.04% | 8.00% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%, $50,000 to $149,999Balance | 9.04% | 9.06% |
| Variable, Owner occupier, Interest only, LVR 80 to 90%, $700,000 and overBalance | 9.04% | 8.00% |
| Variable, Owner occupier, Interest only, LVR 90 to 95%, $50,000 to $149,999Balance | 9.04% | 9.25% |
| Variable, Owner occupier, Interest only, LVR 90 to 95%, $400,000 to $699,999Balance | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR 90 to 95%, $150,000 to $399,999Balance | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR 90 to 95%, $700,000 and over | 9.04% | 8.96% |
| Variable, Owner occupier, Interest only, LVR up to 60%, $50,000 to $149,999Balance | 9.21% | 9.16% |
| Variable, Owner occupier, Interest only, LVR 60 to 70%, $50,000 to $149,999 | 9.21% | 9.22% |
| Variable, Owner occupier, Interest only, LVR 70 to 80%, $50,000 to $149,999 | 9.21% | 9.22% |
| Variable, Investor, Interest only, LVR up to 60%, $50,000 to $149,999Balance | 9.26% | 9.30% |
| Variable, Investor, Interest only, LVR 60 to 70%, $50,000 to $149,999Balance | 9.26% | 9.30% |
| Variable, Investor, Interest only, LVR 70 to 80%, $50,000 to $149,999Balance | 9.26% | 9.30% |
| Variable, Investor, Interest only, LVR 80 to 90%, $50,000 to $149,999Balance | 9.46% | 9.40% |
| Variable, Investor, P&I, LVR 95 to 100%, $150,000 to $399,999Balance | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 95 to 100%, $700,000 and over | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 95 to 100%, $50,000 to $149,999 | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 95 to 100%, $400,000 to $699,999 | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 90 to 95%, $700,000 and overBalance | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 90 to 95%, $50,000 to $149,999Balance | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 90 to 95%, $400,000 to $699,999Balance | 9.72% | 9.98% |
| Variable, Investor, P&I, LVR 90 to 95%, $150,000 to $399,999 | 9.72% | 9.98% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Paper Statement Feerecurring: $4 every 6 months & for copies / interim statements | $4 |
| Valuation Fee (for post-settlement variations)when it happens: At cost for valuations costs in excess of $300 | $300 |
| Valuation Fee (for new applications)when it happens: The amount of the fee, will be the fee charged by the appointed Valuer and will vary depending on the location and value of the property | $300 |
| Settlement Feeupfront: Payable for completing settlement of your loans | $150 |
| Mortgage Sale Feewhen it happens: Charged for each property we hold as security for a loan facility where the lender commences mortgagee sale procedures (whether or not a sale is completed). | $400 |
| Security Release Feeon exit: Payable when we agree (at your request) to discharge a security. | $350 |
| Late Payment Feelate payment: Fee for each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. | $30 |
| Substitution of Security Feeon variation: Payable if we agree to substitute one security for another security | $300 |
| Variation Feeon variation: Charged for any variations made to the loan that need documentation | $0 |
| Vouchers and other records for searching - General searchwhen it happens: each hour (minimum $30) General search of records | $60 |
| Annual Feerecurring | $295 |
| Rate Lock Feeupfront: Payable if you request to lock in a specific fixed rate prior to the end of your current fixed rate period. | $750 |
Other Virgin Money home loans
Get an email the morning Virgin Money moves this rate.
Every Virgin Money rate · every home loan rate compared · other lenders · this product in the explorer.