Westpac · Personal loans
Car Loan
Westpac's Car Loan is a personal loan. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 4 July 2026, down from 6.49% to 5.74%.
Advertised rate
5.74%
headline tier
Comparison rate
7.16%
as published
Last moved
-0.75pp
4 July 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 7 years, P&I12 to 84 MONTH | 5.74% to 12.99% | 7.16% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Loan Account Feerecurring | $15 |
| Lending Establishment Feeupfront | $250 |
| Prepayment Feeon exit: Applies if you choose a term greater than 2 years and pay it out in less than 2 years. | $175 |
| Missed Payment Feelate payment: If applicable | $15 |
| Bank Cheque Feewhen it happens | $10 |
Other Westpac personal loans
Get an email the morning Westpac moves this rate.
Every Westpac rate · every personal loan rate compared · other lenders · this product in the explorer.