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Westpac · Transaction accounts
Cash Investment Account
Westpac's Cash Investment Account is a transaction account. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 18 May 2026, up from 0.10% to 3.00%.
Advertised rate
3.00%
headline tier
Tiers
9
current rate rows
Last moved
+2.90pp
18 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (9)
| Tier | Rate |
|---|---|
| Variable, $10,000 to $19,99910000 to 19999 | 1.20% |
| Variable, $20,000 to $49,99920000 to 49999 | 1.20% |
| Variable, $50,000 to $99,99950000 to 99999 | 1.20% |
| Variable, up to $9,9990 to 9999 | 1.20% |
| Variable, $100,000 to $249,999100000 to 249999 | 1.65% |
| Variable, $250,000 to $499,999250000 to 499999 | 2.25% |
| Variable, $500,000 to $999,999500000 to 999999 | 2.25% |
| Variable, $1,000,000 to $4,999,9991000000 to 4999999 | 3.00% |
| Variable, $5,000,000 and overAbove 4999999 | 3.00% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Account Keeping Feerecurring | $0 |
| Telephone Bankingwhen it happens: Automated telephone banking | $0 |
| Online Bankingwhen it happens: Westpac Online Banking | $0 |
| Direct Debitper payment: Direct Debits ? | $0 |
| Branch assisted depositper deposit | $0 |
| Branch assisted withdrawalper withdrawal: $5.00 (From 01 December 2022, Nil) | $0 |
| Self served depositsper deposit | $0 |
| Self served withdrawalsper withdrawal | $0 |
| Pay Anyoneper payment | $0 |
| Overdrawnwhen it happens: This fee is applicable for each transaction that: 1.Overdraws your account or further overdraws the account;2.Is a withdrawal against uncleared funds; or 3.Exce | $15 |
Other Westpac transaction accounts
Westpac Life 5.15%Westpac 55+ and Retired 2.90%Community Solutions Cash Reserve 1.45%Business Premium Cash Reserve 1.30%
Get an email the morning Westpac moves this rate.
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