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Westpac · Margin loans
Margin Lending
Westpac's Margin Lending is a margin loans. The figures are the ones Westpac publishes under the Consumer Data Right today. The advertised rate last moved on 19 May 2026, up from 9.80% to 10.25%.
Advertised rate
10.25%
headline tier
Tiers
6
current rate rows
Last moved
+0.45pp
19 May 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (6)
| Tier | Rate |
|---|---|
| Fixed 1 year | 10.25% to 10.35% |
| Fixed 2 years | 10.25% to 10.35% |
| Fixed 3 years | 10.35% to 10.45% |
| Fixed 4 years | 10.45% to 10.55% |
| Variable | 10.52% |
| Fixed 5 years | 10.60% to 10.70% |
Rate moves, last 30 days
- 13 October 2026: Variable lifted 0.25pp, from 10.27% to 10.52%.
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront: No establishment fees for individuals or company applicants. | $0 |
| Account Keeping Feerecurring: No monthly account keeping fees for this product. | $0 |
| Transaction costswhen it happens | $0 |
| Telegraphic Fund Transferswhen it happens: Fees are charged for telegraphic fund transfers; fees may also be charged for breaking a fixed rate loan and additional account services. | see lender |
Other Westpac margin loans
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