Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 20 July 2026

7 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Moula now live on Consumer Data Right with 2 lending products

Moula has joined the CDR feed with 2 products available. The lowest rate offered is 15.99%.

Products · New entrant · No. 1 of the day

MoneyPlace now live on Consumer Data Right

MoneyPlace has joined the CDR with 2 products available. Lending rates start at 5.67%.

Products · New entrant · No. 2 of the day

Traditional Credit Union now live on Consumer Data Right

Traditional Credit Union has joined the CDR with 11 products available in the data feed.

Products · New entrant · No. 3 of the day

RACQ Bank launches Current Account

RACQ Bank added 1 new transaction accounts product, Current Account, to its published range.

Transaction accounts · Product launch · No. 4 of the day

Summerland Bank removes overdraft product from lineup

Summerland Bank withdrew SCUL Internal from its published overdrafts range. The bank now offers 1 product in this category.

Overdrafts · Product withdrawal · No. 5 of the day

Newcastle Permanent Building Society cuts Term Deposit to 5.15%

Newcastle Permanent Building Society moved Term Deposit from 5.25% to 5.15%. The shift represented a 0.1 percentage point reduction.

Term deposits · Biggest move · No. 6 of the day

Judo Bank raises Home Loan rate to 8.94%

Judo Bank moved its Home Loan rate from 8.86% to 8.94%, a shift of 0.08 percentage points.

Home loans · Biggest move · No. 7 of the day

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Browse every rate behind them, or see who moved, day by day.