Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 21 July 2026

6 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

New data holder: Moula joins the CDR

Moula is newly live on the Consumer Data Right with 2 products in the feed. Lending starts at 15.99%.

Products · New entrant · No. 1 of the day

New data holder: MoneyPlace joins the CDR

MoneyPlace is newly live on the Consumer Data Right with 2 products in the feed. Lending starts at 5.67%.

Products · New entrant · No. 2 of the day

New data holder: Traditional Credit Union joins the CDR

Traditional Credit Union is newly live on the Consumer Data Right with 11 products in the feed.

Products · New entrant · No. 3 of the day

Qantas Money Home Loans breaks ranks on home loans

While the market lifted home loans rates 20 times, Qantas Money Home Loans cut QANTAS Money Offset Home Loan from 6.89% to 6.59%.

Home loans · Against the flow · No. 4 of the day

BankVic cuts Term Deposit 8 Months by 0.55pp

BankVic moved Term Deposit 8 Months from 5.25% to 4.70%, the largest term deposits move of the day.

Term deposits · Biggest move · No. 5 of the day

RACQ Bank launches Current Account

RACQ Bank added a new transaction accounts product, Current Account, to its published range.

Transaction accounts · Product launch · No. 6 of the day

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Browse every rate behind them, or see who moved, day by day.