Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 22 July 2026

7 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Suncorp Bank lifts Term Deposit by 1.30pp

Suncorp Bank moved Term Deposit from 3.70% to 5.00%, the largest term deposits move of the day. Other term deposit rates at the bank moved the opposite way the same day. This is a repricing of the range, not an across-the-board move.

Term deposits · Biggest move · No. 1 of the day

ING BANK (Australia) Ltd cuts Savings Accelerator by 1.05pp

ING BANK (Australia) Ltd moved Savings Accelerator from 5.85% to 4.80%, the largest savings move of the day.

Savings accounts · Biggest move · No. 2 of the day

CommFCU breaks ranks on home loans

While the market cut home loans rates 47 times, CommFCU lifted Go Basic Variable Home Loan - Owner-occupied LVR 80% (Principal and Interest) from 5.94% to 5.95%.

Home loans · Against the flow · No. 3 of the day

Police Credit Union Ltd cuts The Best Car Loan - Special Offer by 0.50pp

Police Credit Union Ltd moved The Best Car Loan - Special Offer from 6.99% to 6.49%, the largest personal loans move of the day.

Personal loans · Biggest move · No. 4 of the day

St.George Bank pulls 2 transaction account products

St.George Bank removed 2 products from its published transaction accounts range.

Transaction accounts · Product withdrawal · No. 5 of the day

Credit Union SA cuts 3-Year Fixed Rate Home Loan Principal and Interest by 0.40pp

Credit Union SA moved 3-Year Fixed Rate Home Loan Principal and Interest from 7.64% to 7.24%, the largest home loans move of the day.

Home loans · Biggest move · No. 6 of the day

Suncorp Bank cuts Business Premium Account by 0.10pp

Suncorp Bank moved Business Premium Account from 4.80% to 4.70%, the largest transaction accounts move of the day.

Transaction accounts · Biggest move · No. 7 of the day

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Browse every rate behind them, or see who moved, day by day.