Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 23 July 2026

4 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Hume Bank breaks ranks on home loans

While the market cut home loans rates 190 times, Hume Bank lifted myBlue Variable Owner Occupied Interest Only (80-90% LVR) from 6.39% to 6.89%.

Home loans · Against the flow · No. 1 of the day

The Mac adds 4 home loan products

The Mac expanded its published home loans range with 4 new products.

Home loans · Product launch · No. 2 of the day

Police Credit Union Ltd cuts Better Car Loan to 6.99%

Police Credit Union Ltd adjusted Better Car Loan from 7.24% to 6.99%. The 0.25 percentage point reduction marked the largest personal loans move tracked that day.

Personal loans · Biggest move · No. 3 of the day

Beyond Bank Australia lifts INV - 6 Mth Capitalise by 0.25pp

Beyond Bank Australia moved INV - 6 Mth Capitalise from 4.20% to 4.45%, the largest term deposits move of the day. Other term deposit rates at the bank moved the opposite way the same day. This is a repricing of the range, not an across-the-board move.

Term deposits · Biggest move · No. 4 of the day

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