Open Market Intel

Daily insights ·

Australian bank and non-bank rate moves, 30 July 2026

6 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

CommBank raises Unsecured Variable Rate Personal Loan to 7.75%

CommBank moved its Unsecured Variable Rate Personal Loan from 7.25% to 7.75%. The 0.5 percentage point increase was the largest personal loans move tracked that day.

Personal loans · Biggest move · No. 1 of the day

RACQ Bank adds 8 home loan products

RACQ Bank expanded its published home loans range with 8 new products.

Home loans · Product launch · No. 2 of the day

RACQ Bank expands term deposit offerings with 2 new products

RACQ Bank added 2 term deposit products to its published range. The expansion increased the bank's available term deposit options for customers.

Term deposits · Product launch · No. 3 of the day

RACQ Bank expands credit card offerings with new Visa Account

RACQ Bank added 1 product to its published range. The new Visa Account credit card joins the bank's existing portfolio.

Credit cards · Product launch · No. 4 of the day

RACQ Bank expands transaction accounts with new Cash Management offering

RACQ Bank added 1 product to its published range. The new Cash Management Account joins the bank's existing transaction accounts lineup.

Transaction accounts · Product launch · No. 5 of the day

Unity Bank cuts Fixed Rate Home Loan - Property Investor - Interest Only - 60 mths by 0.35pp

Unity Bank moved Fixed Rate Home Loan - Property Investor - Interest Only - 60 mths from 7.10% to 6.75%, the largest home loans move of the day.

Home loans · Biggest move · No. 6 of the day

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