Unity Bank moves to top of term deposits rates
Unity Bank now offers the best mainstream term deposits rate at 5.55%. Defence Bank held the leading rate previously.
Daily insights ·
Australian bank and non-bank rate moves, 31 July 2026
4 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Beyond Bank Australia removes 2 home loan products
Beyond Bank Australia has withdrawn 2 products from its published home loans range.
AMP - My AMP adds 1 new home loan product
AMP - My AMP introduced Equity Flex to its published product range, advertised at a rate of 6.39%.
Gateway Bank cuts Term Deposit 9 Months by 0.05pp
Gateway Bank moved Term Deposit 9 Months from 5.40% to 5.35%, the largest term deposits move of the day.
Get these by email the morning they are written, for the products and lenders you choose.
Browse every rate behind them, or see who moved, day by day.