Open Market Intel

Daily insights ·

Horizon Bank, CommFCU and 5 other lenders: rate changes, 14 October 2026

7 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Horizon Bank lifts its 5-year fixed personal loan rate 1.25pp to 8.24%

The 8.24% is the 5-year fixed rate.

Personal loans · Biggest move · No. 1 of the day

CommFCU cuts a business loan rate as 4 lenders lift theirs

Business Loan - Variable (Interest Only) went from 10.19% to 9.44%.

Business loans · Against the flow · No. 2 of the day

Westpac lifts its variable margin loan rate 0.25pp to 8.60%

The 8.60% is the variable rate on the Online Investment Loan.

Margin loans · Biggest move · No. 3 of the day

Bank of Queensland adds 2 business loan products

Escrow and Specific Security Agreement.

Business loans · Product launch · No. 4 of the day

HSBC Bank Australia Limited - Wholesale Banking cuts a overdraft rate as 6 lenders lift theirs

Overdraft went from 7.25% to 6.95%.

Overdrafts · Against the flow · No. 5 of the day

Arab Bank Australia lifts its variable home loan rate 0.25pp to 6.40%

The 6.40% is the variable rate on Basics Home Loan Special Offer for owner-occupiers paying principal and interest, with a deposit of 40% or more and borrowing $150,000 or more. Its other 1- to 5-year fixed home loan rates rose too, by 0.35pp. Its variable home loan rates rose 0.20pp. Its 1-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.35pp to 6.65%.

Home loans · Biggest move · No. 6 of the day

First Option Bank lifts its 13-month term deposit rate to 5.50%, 0.10pp below the highest we track

The 5.50% applies on balances of $1,000 to $2,000,000 and was 5.30% a week ago. The highest term deposit rate we track is 5.60%, at CommFCU and Gateway Bank.

Term deposits · Gap closing · No. 7 of the day

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Browse every rate behind them, or see who moved, day by day.