Open Market Intel

Daily insights ·

Cairns Bank, QBank and 5 other lenders: rate changes, 15 October 2026

8 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Cairns Bank cuts a business loan rate as 4 lenders lift theirs

Commercial Loan went from 7.74% to 7.29% on the 2-year term.

Business loans · Against the flow · No. 1 of the day

QBank lifts its variable personal loan rate 0.25pp to 11.24%

The 11.24% is the variable rate for investors paying interest only. Its variable personal loan rate for investors paying principal and interest moved furthest, up 0.75pp to 7.24%.

Personal loans · Biggest move · No. 2 of the day

Greater Bank pulls 24 home loan products

Greater Bank still publishes 56 other home loan products.

Home loans · Product withdrawal · No. 3 of the day

Rabobank lifts its 4-month savings rate to 6.15%, 0.10pp below the highest we track

The 6.15% applies on balances up to $250,000 and was 5.90% a week ago. The highest savings rate we track is 6.25%, at ING and Revolut.

Savings accounts · Gap closing · No. 4 of the day

QBank lifts its variable home loan rate 0.25pp to 6.24%

The 6.24% is the variable rate on the Classic Home Loan for owner-occupiers paying principal and interest, with a deposit of 40% or more. Its other 1- to 5-year fixed home loan rates rose too, by 0.10pp. Its variable home loan rates rose 0.30pp. Its variable home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.30pp to 6.94%.

Home loans · Biggest move · No. 5 of the day

Darling Downs Bank lifts its variable business loan rate 0.25pp to 8.20%

The 8.20% is the variable rate on the COMMERCIAL LOANS.

Business loans · Biggest move · No. 6 of the day

Queensland Country Bank lifts its variable home loan rate 0.25pp to 6.24%

The 6.24% is the variable rate on the Home Loan-Package for owner-occupiers paying principal and interest, with a deposit of 20% or more and borrowing $150,000 or more.

Home loans · Biggest move · No. 7 of the day

Hume Bank lifts its variable home loan rate 0.25pp to 6.24%

The 6.24% is the variable rate on liteBlue Deposit Scheme Owner Occupied Principal & Interest (up to 98%LVR) for owner-occupiers paying principal and interest, with a deposit of 2% or more.

Home loans · Biggest move · No. 8 of the day

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