Daily insights · Friday 16 October 2026

Macquarie Bank, Bank Australia and 6 other lenders: rate changes, 16 October 2026

9 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Macquarie Bank lifts its Macquarie Savings Account rate 0.25pp to 5.25%

The 5.25% is the savings rate on the Macquarie Savings Account, on balances up to $250,000. Its other savings rates rose too, by 0.05pp to 1.85pp. Its Macquarie Savings Account rate, on $2,000,000 and over, moved furthest, up 1.85pp to 4.60%.

Savings accounts · Biggest move · No. 1 of the day

Bank Australia lifts its variable personal loan rate 2.00pp to 9.49%

The 9.49% is the variable rate on the Lifestyle Personal Loan.

Personal loans · Biggest move · No. 2 of the day

Queensland Country Bank lifts its variable personal loan rate 1.50pp to 7.74%

The 7.74% is the variable rate on Personal Loan-Secured New Car.

Personal loans · Biggest move · No. 3 of the day

Macquarie Bank lifts its variable home loan rate 0.25pp to 6.29%

The 6.29% is the variable rate on the Macquarie Offset Home Loan for owner-occupiers paying principal and interest, with a deposit of 30% or more.

Home loans · Biggest move · No. 4 of the day

CommFCU lifts its 23-month term deposit 0.15pp to 5.40%

The 5.40% is the 23-month term deposit rate, on balances of $99,999 to $249,999. Its 3-month term deposit rose 0.15pp, 6-month 0.25pp, 35-month 0.55pp, 3-year 0.45pp. Its 35-month term deposit, on $49,999 to $99,999, moved furthest, up 0.55pp to 5.30%.

Term deposits · Biggest move · No. 5 of the day

Credit Union SA lifts its 7-year fixed personal loan rate 0.25pp to 6.94%

The 6.94% is the 7-year fixed rate on the Education Community online-only Special Fixed Rate Personal Loan. Its other 7-year fixed personal loan rates rose too, by 0.50pp. Its 7-year fixed personal loan rate moved furthest, up 0.50pp to 6.14%.

Personal loans · Biggest move · No. 6 of the day

Bank of Sydney lifts its variable business loan rate 0.25pp to 6.74%

The 6.74% is the variable rate on the Resisec Business Loan. Its other business loan rates rose too, by 0.50pp. Its variable business loan rate moved furthest, up 0.50pp to 11.10%.

Business loans · Biggest move · No. 7 of the day

Coastline Bank lifts its variable business loan rate 0.25pp to 9.91%

The 9.91% is the variable rate on the Business Res Mortgage for investors paying principal and interest. Its other business loan rates rose too, by 0.50pp. Its variable business loan rate for investors paying interest only moved furthest, up 0.50pp to 10.86%.

Business loans · Biggest move · No. 8 of the day

Fire Service Credit Union lifts its 6-month term deposit 0.25pp to 4.35%

The 4.35% is the 6-month term deposit rate, on balances of $5,000 to $24,999. Its 1-month and 1-year term deposits rose 0.45pp, 3-month 0.15pp, 6-month 0.35pp. Its 1-year term deposit, on $5,000 to $24,999, moved furthest, up 0.45pp to 4.50%.

Term deposits · Biggest move · No. 9 of the day

Get these by email the morning they are written, for the products and lenders you choose.

Browse every rate behind them, or see who moved, day by day.