Regional Australia Bank, ANZ and 2 other lenders: rate changes, 23 October 2026
9 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.
Regional Australia Bank lifts its variable home loan rate 0.25pp to 6.14%
The 6.14% is the variable rate for owner-occupiers paying principal and interest, with a deposit of 40% or more. Its other 2-year fixed home loan rates rose too, by 0.15pp. Its variable home loan rates rose 0.35pp. Its variable home loan rate for owner-occupiers paying principal and interest moved furthest, up 0.35pp to 6.29%.
Home loans · Biggest move · No. 1 of the day
ANZ lifts its transaction account rate 0.25pp to 4.35%
The 4.35% is the transaction account rate.
Transaction accounts · Biggest move · No. 2 of the day
IMB Bank cuts a home loan rate as 3 lenders lift theirs
Essentials Home Loan went from 6.34% to 6.29%.
Home loans · Against the flow · No. 3 of the day
Summerland Bank lifts its variable home loan rate 0.25pp to 6.09%
The 6.09% is the variable rate on the ECO Home Loan for owner-occupiers paying principal and interest, with a deposit of 40% or more and borrowing $150,000 or more.
Home loans · Biggest move · No. 4 of the day
IMB Bank lifts its variable overdraft rate 0.25pp to 8.09%
The 8.09% is the variable rate on Secured Business Overdraft.
Overdrafts · Biggest move · No. 5 of the day
Summerland Bank lifts its variable personal loan rate 0.25pp to 7.24%
The 7.24% is the variable rate.
Personal loans · Biggest move · No. 6 of the day
Summerland Bank lifts its variable overdraft rate 0.25pp to 10.54%
The 10.54% is the variable rate on Equity Extra Investment Overdr for investors paying principal and interest.
Overdrafts · Biggest move · No. 7 of the day
IMB Bank lifts its variable business loan rate 0.25pp to 6.94%
The 6.94% is the variable rate on the Fully Drawn Commercial Loan, with a deposit of 20% or more.
Business loans · Biggest move · No. 8 of the day
Summerland Bank lifts its variable business loan rate 0.25pp to 8.84%
The 8.84% is the variable rate.
Business loans · Biggest move · No. 9 of the day
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