Open Market Intel

Daily insights ·

Cairns Bank, Regional Australia Bank and Judo Bank: rate changes, 24 October 2026

3 insights from the product data Australian lenders published under the Consumer Data Right that day, ranked by the size of the move, weighted toward the biggest lenders and the breadth of the reprice. The same wording appears on the home page the morning it is written.

Cairns Bank lifts its 2-year term deposit 0.25pp to 5.25%

The 5.25% is the 2-year term deposit rate, on balances of $1,000 to $1,000,000. Its other 23-month to 3-year term deposits rose too, by 0.25pp to 0.60pp. Its 3-year term deposit, on $1,000 to $1,000,000, moved furthest, up 0.60pp to 3.75%.

Term deposits · Biggest move · No. 1 of the day

Regional Australia Bank lifts its variable personal loan rate 0.25pp to 6.99%

The 6.99% is the variable rate on the Accelerator Car Loan.

Personal loans · Biggest move · No. 2 of the day

Judo Bank cuts its 4-year fixed home loan rate 0.02pp to 9.52%

The 9.52% is the 4-year fixed rate for owner-occupiers paying principal and interest. Its other 5-year fixed home loan rates fell too, by 0.03pp. Its 1-year fixed rate rose 0.05pp, 2-year 0.02pp. Its 5-year fixed home loan rate for owner-occupiers paying principal and interest moved furthest, down 0.03pp to 9.53%.

Home loans · Biggest move · No. 3 of the day

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