Lenders › AMP MyAMP › Equity Flex
AMP MyAMP · Home loans
Equity Flex
AMP MyAMP's Equity Flex is a home loan. The figures are the ones AMP MyAMP publishes under the Consumer Data Right today. The advertised rate last moved on 2 October 2026, up from 6.39% to 6.64%.
Advertised rate
6.64%
headline tier
Comparison rate
7.05%
as published
Last moved
+0.25pp
2 October 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (8)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Investor, P&I, LVR up to 50%, $100,000 to $99,999,999Under 50% LVR inc LMI | 6.64% | 7.05% |
| Variable, Investor, P&I, LVR 50 to 60%, $100,000 to $99,999,999LVR greater than 50% and less than or equal to 60% inc LMI | 6.64% | 7.05% |
| Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $99,999,999LVR greater than 60% and less than or equal to 70% inc LMI | 6.69% | 7.10% |
| Variable, Investor, P&I, LVR 70 to 80%, $100,000 to $99,999,999LVR greater than 70% and less than or equal to 80% inc LMI | 6.69% | 7.10% |
| Variable, Investor, Interest only, LVR up to 50%, $100,000 to $99,999,999Under 50% LVR inc LMI | 6.79% | 7.10% |
| Variable, Investor, Interest only, LVR 50 to 60%, $100,000 to $99,999,999LVR greater than 50% and less than or equal to 60% inc LMI | 6.79% | 7.10% |
| Variable, Investor, Interest only, LVR 60 to 70%, $100,000 to $99,999,999LVR greater than 60% and less than or equal to 70% inc LMI | 6.84% | 7.15% |
| Variable, Investor, Interest only, LVR 70 to 80%, $100,000 to $99,999,999LVR greater than 70% and less than or equal to 80% inc LMI | 6.84% | 7.15% |
Rate moves, last 30 days
- 16 October 2026: Variable, Investor, P&I, LVR 70 to 80%, $100,000 to $99,999,999 lifted 0.05pp, from 6.64% to 6.69%.
- 16 October 2026: Variable, Investor, P&I, LVR 60 to 70%, $100,000 to $99,999,999 lifted 0.05pp, from 6.64% to 6.69%.
Published fees
| Fee | Amount |
|---|---|
| Multiple Security Feeupfront: Per security. | $250 |
| Valuation feewhen it happens: Payable when valuation costs associated with a loan application or variation exceed $550. | see lender |
| Rework feewhen it happens: Payable when a loan agreement or variation to loan agreement is re-issued due to changes requested by either you or the introducer. | $249 |
| AMP internal refinance feeupfront: Payable on settlement. | $299 |
| Discharge feeon exit: Payable when we are requested to discharge all securities. | $490 |
| Verification of identity by Australia Postwhen it happens: Payable when you obtain a Verification of Identity service from an Australia Post office. | see lender |
| Payment dishonour feesdishonour: You may be charged a fee by an external bank or financial institution for a transaction relating to your loan (eg. | see lender |
| Solicitors and mortgage processing servicers' costupfront: Whenever a new loan agreement is established and we instruct our solicitors or mortgage processing servicers' to act on our behalf in connection with this agree | $295 |
| Solicitors' and mortgage processing servicers' incidental costswhen it happens: Per security property. | $82.50 |
| Solicitor or mortgage processing servicer non-standard additional costswhen it happens: Non-standard additional costs that may be payable, including courier costs, telegraphic transfer costs, cost to arrange settlement in a remote area and costs fo | see lender |
| International ATM cash withdrawal feeper withdrawal: When you withdraw from your account at any international ATM | $4.50 |
| Currency conversion feeper transaction: When you use your AMP Visa Debit card to make a purchase overseas or withdraw from an ATM overseas in a foreign currency and the transaction is converted to Aus | see lender |
Other AMP MyAMP home loans
AMP Essential Home Loan 6.24%AMP First Home Loan 6.38%Professional Package 6.53%AMP Superedge Loan 7.14%Land Loan 7.19%
Get an email the morning AMP MyAMP moves this rate.
Every AMP MyAMP rate · every home loan rate compared · other lenders · this product in the explorer.