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ANZ · Overdrafts
ANZ Business Overdraft
ANZ Business Overdraft is a overdraft. The figures are the ones ANZ publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 16.20% to 16.45%.
Advertised rate
16.45%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 16.20% and 16.45% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 16.45% |
Rate moves, last 30 days
- 9 October 2026: Variable lifted 0.25pp, from 16.20% to 16.45%.
Published fees
| Fee | Amount |
|---|---|
| Credit Facility Feerecurring: For provision of a credit facility, payable in arrears for ongoing provision of the facility. | see lender |
| PPSR Registration, Renewal and Amendment Feeswhen it happens: Fees are determined by the Australian Financial Security Authority, not ANZ. | see lender |
| Supplying Certificateswhen it happens: For supplying a certificate(s) for audit or other purposes. | see lender |
| Document Preparation Fee - Loan Securitieswhen it happens: For preparation of Mortgage over Property, Charge over Asset, Corporate Guarantee or Individual Guarantee. | $200 |
| Lodgement Fee - Original Registrationwhen it happens: Original registration by ANZ | $160 |
| Lodgement Fee - Registrationwhen it happens: Charge for lodgement for registration of ANZ Mortgages, Discharges of Mortgage, Transfers of Land, PPS interests, assignment or reassignment of Life Policies an | $160 |
| Lodgement Fee - Re-registrationwhen it happens: Re-registration of Personal Property Security Interests | $160 |
| Preparation/Execution Fee - Discharge of Mortgagewhen it happens: Preparation and/or execution of Discharge of Mortgage | $90 |
| Preparation/Execution Fee - Consent to Lease/Deed of Prioritywhen it happens: Preparation and/or execution of Consent to Lease or Deed of Priority | $90 |
| Production Feewhen it happens: For any changes that occur to a registered mortgage or on request for a certificate of title or other security document. | $160 |
| Search Feewhen it happens: For searching for additional information (beyond normal searches like title search) required to obtain information from a government or regulatory body regardin | $50 |
| Settlement Feewhen it happens: Payable when there is a security to be provided or varied under an ANZ loan. | $160 |
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