ANZ Pensioner Advantage Account

ANZ Pensioner Advantage Account is a transaction account. The figures are the ones ANZ publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 2.50% to 2.75%.

Advertised rate

2.75%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

9 October 2026

Advertised rate, last 30 days. Between 2.50% and 2.75% over the last 30 days.

Every current rate (3)

Tier	Rate
Variable, up to $9,999Balance	0.05%
Variable, $10,000 to $49,999Balance	2.05%
Variable, $50,000 and overBalance	2.75%

Rate moves, last 30 days

9 October 2026: Variable, $10,000 to $49,999 lifted 0.15pp, from 1.90% to 2.05%.
9 October 2026: Variable, $50,000 and over lifted 0.25pp, from 2.50% to 2.75%.

Published fees

Fee	Amount
Overseas ATM Transaction Feeper transaction: Applicable for a withdrawal from a non-ANZ ATM outside Australia (per withdrawal), and debited to your account at the same time as the withdrawal is debited	$5
Overseas Transaction Feeper transaction: ANZ will charge 3% of the value of any International Transaction charged or credited to an ANZ account.	see lender
Bank Cheque Request at ANZ Branchwhen it happens: Providing bank cheques (Australian dollars only) This is a charge for issuing a bank cheque to an ANZ account holder.	$10
Telegraphic transfer within Australia from your ANZ account to another accountwhen it happens	$28
Bank Cheque Repurchase Feewhen it happens	$25
Replacement for lost or stolen bank chequewhen it happens	$32.50

Other ANZ transaction accounts

Farm Management Deposit Fixed Term 5.20%ANZ V2 Plus 4.35%ANZ SMSF Cash Hub Account 2.55%Farm Management Deposit At Call 1.25%ANZ Premium Cash Management Account 0.15%ANZ Business Essentials 0.01%

Get an email the morning ANZ moves this rate.

Every ANZ rate · every transaction account rate compared · other lenders · this product in the explorer.