Lenders › Auswide Bank › Business Term Loan
Auswide Bank · Business loans
Business Term Loan
Auswide Bank's Business Term Loan is a business loan. The figures are the ones Auswide Bank publishes under the Consumer Data Right today. The advertised rate last moved on 8 October 2026, up from 7.29% to 7.39%.
Advertised rate
7.39%
headline tier
Tiers
8
current rate rows
Last moved
+0.10pp
8 October 2026
Advertised rate, last 30 days. Between 7.29% and 7.39% over the last 30 days.
Every current rate (8)
| Tier | Rate |
|---|---|
| Fixed 1 year, Investor, Interest only, $20,000 to $5,000,000, residential sec - 1 yr fix | 7.39% |
| Fixed 2 years, Investor, Interest only, $20,000 to $5,000,000, residential sec - 2 yr fix | 7.44% |
| Fixed 3 years, Investor, Interest only, $20,000 to $5,000,000, residential sec - 3 yr fix | 7.49% |
| Fixed 1 year, Investor, Interest only, $20,000 to $5,000,000, commercial/other sec - 1 yr fix | 7.79% |
| Fixed 2 years, Investor, Interest only, $20,000 to $5,000,000, commercial/other sec - 2 yr fix | 7.84% |
| Fixed 3 years, Investor, Interest only, $20,000 to $5,000,000, commercial/other sec - 3 yr fix | 7.89% |
| Variable, Investor, Interest only, $20,000 to $5,000,000, residential security | 8.98% |
| Variable, Investor, Interest only, $20,000 to $5,000,000, commercial or other security - var | 9.28% |
Rate moves, last 30 days
- 8 October 2026: Fixed 3 years, Investor, Interest only, $20,000 to $5,000,000 lifted 0.10pp, from 7.39% to 7.49%.
- 8 October 2026: Fixed 1 year, Investor, Interest only, $20,000 to $5,000,000 lifted 0.10pp, from 7.29% to 7.39%.
- 8 October 2026: Fixed 2 years, Investor, Interest only, $20,000 to $5,000,000 lifted 0.15pp, from 7.29% to 7.44%.
- 8 October 2026: Variable, Investor, Interest only, $20,000 to $5,000,000 lifted 0.25pp, from 8.73% to 8.98%.
Published fees
| Fee | Amount |
|---|---|
| Establishment fee - business loansupfront: Miniumu fee of $600.00. | see lender |
| Valuation fee - new loans & loan increasesper cash advance: Initial Valuation Fee included in Establishment Fee up to $300 (total per application). | see lender |
| Settlement feewhen it happens: Payable when we process the settlement of your loan. | $100 |
| Rate lock feewhen it happens: Minimum fee of $250.00. | see lender |
| Document preparation costs and third party costsper cash advance: Charged at Cost. | see lender |
| Conditions subsequent costsper cash advance: Charges vary - Charged at Cost. | see lender |
| Legal agent feeper cash advance: Charges vary according to location of security. | see lender |
| Account service fee - business term loanrecurring: Payable for managing your account | $20 |
| Switch feewhen it happens: Plus any break costs. | $500 |
| Break costsper cash advance: Calculated at the time of your request. | see lender |
| Default administration feewhen it happens: Charged per month, if you fail to make a payment by the due date | $40 |
| Redraw feewhen it happens: Payable when we manually process your request (eg: in Branch) to redraw available advance funds from your loan account. | $20 |
Other Auswide Bank business loans
Get an email the morning Auswide Bank moves this rate.
Every Auswide Bank rate · every business loan rate compared · other lenders · this product in the explorer.