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Rates · Business loans

Business loans: every current advertised rate

204 business loans from 41 lenders, lowest rate first, each the figure its lender publishes under the Consumer Data Right today. 14 products restricted by occupation, employer or membership are left out and listed on the lender's page. Click a product for every rate, its 30-day history and its latest moves. What a comparison rate is.

Lowest rate
5.40%
Judo Bank
Median rate
8.20%
across 204 products
Lenders
41
with a current rate

The lowest rate, 5.40%, is 2.80 points below the median of 8.20% on this page; 1 lender prices within 0.25 points of it. In the last 30 days 34 lenders repriced a business loan: 4 cut a rate and 32 lifted one. The latest was Judo Bank on 1 November 2026, lifting Judo Line of Credit from 5.22% to 5.40%.

Every business loan rate (204)

LenderProductAdvertised rateComparison rate
Judo BankJudo Business Loan5.40%
Judo BankJudo Line of Credit5.40%
SWSbankFixed Rate Commercial Car5.99%5.99%
Bank of QueenslandSpecific Security Agreement5.99%7.26%
Southern Cross Credit UnionBusiness Loan6.33%
Police Credit UnionCommercial Vehicle Fixed Loan6.49%
Queensland Country BankSpecialised Fixed6.49%
Queensland Country BankSpecialised Variable6.49%
Queensland Country BankSpecialised Variable I.O.6.49%
Coastline BankBusiness Interest Fixed6.59%
Newcastle Permanent Building SocietyBusiness Loan Fixed Rate Interest Only6.60%
Newcastle Permanent Building SocietyBusiness Loan Fixed Rate Principal and Interest6.60%
Queensland Country BankSpecialised Fixed I.O.6.69%
Queensland Country BankBusiness Green Car Loan6.74%
Queensland Country BankCommercial Loan - Secured6.74%
Bank of SydneyResisec Business Loan6.74%
Great Southern Bank Business+Business+ Vehicle Loan6.79%
Police Credit Union1yr fixed Secured Commercial Term Loan6.80%
Maitland MutualBusiness Mortgage Loan6.84%
Bendigo BankCommercial Loan6.85%
Beyond Bank AustraliaBusiness Investment Loan6.94%
IMB BankFully Drawn Commercial Loan6.94%
Police Credit Union2yr fixed Secured Commercial Term Loan6.95%
Bank of usSmall, Small Bus Loan6.99%
Beyond Bank AustraliaBusiness Loan7.04%8.05%
Police Credit Union3yr fixed Secured Commercial Term Loan7.10%
Bank of usBusiness Loan7.19%
Greater BankBusiness Term Loan - Fixed 3 Year secured by Residential Property7.19%
Greater BankBusiness Term Loan - Fixed 1 Year secured by Residential Property7.24%
Greater BankBusiness Term Loan - Fixed 2 Year secured by Residential Property7.24%
Police Credit Union4yr fixed Secured Commercial Term Loan7.25%
Police Credit Union5yr fixed Secured Commercial Term Loan7.25%
Greater BankBusiness Term Loan - Fixed 3 Year Interest Only secured by Residential Property7.29%
Cairns BankCommercial Loan7.29%
Greater BankBusiness Term Loan - Fixed 1 Year Interest Only secured by Residential Property7.34%
Greater BankBusiness Term Loan - Fixed 2 Year Interest Only secured by Residential Property7.34%
Greater BankBusiness Term Loan - Fixed 4 Year secured by Residential Property7.34%
Greater BankBusiness Term Loan - Fixed 5 Year secured by Residential Property7.34%
Auswide BankBusiness Term Loan7.39%
Central West Credit UnionBusiness Car Loan - New Vehicle7.40%7.82%
Greater BankBusiness Term Loan - Fixed 4 Year Interest Only secured by Residential Property7.44%
Greater BankBusiness Term Loan - Fixed 5 Year Interest Only secured by Residential Property7.44%
Greater BankBusiness Term Loan - Fixed 3 Year secured by Commercial Property7.49%
Great Southern BankCommercial 1 Year Fixed - Residentially Secured IO7.50%
Great Southern BankCommercial 1 year fixed - Residentially Secured P&I7.50%
Great Southern BankCommercial Variable - Residentially Secured IO7.50%
Great Southern BankCommercial Variable - Residentially Secured P&I7.50%
CBABetterBusiness Loan7.54%
Summerland BankBusiness Loan7.54%
Greater BankBusiness Term Loan - Fixed 1 Year secured by Commercial Property7.54%
Greater BankBusiness Term Loan - Fixed 2 Year secured by Commercial Property7.54%
Greater BankBusiness Term Loan - Fixed 3 Year Interest Only secured by Commercial Property7.59%
Southern Cross Credit UnionBusiness Vehicle Loan7.60%
Southern Cross Credit UnionMotor Scout Business Vehicle Loan7.60%9.97%
Police Credit UnionCommercial Vehicle Variable Loan7.63%
Greater BankBusiness Term Loan - Fixed 1 Year Interest Only secured by Commercial Property7.64%
Greater BankBusiness Term Loan - Fixed 2 Year Interest Only secured by Commercial Property7.64%
Greater BankBusiness Term Loan - Fixed 4 Year secured by Commercial Property7.64%
Greater BankBusiness Term Loan - Fixed 5 Year secured by Commercial Property7.64%
Great Southern BankCommercial 2 Year Fixed - Residentially Secured IO7.65%
Great Southern BankCommercial 2 year fixed - Residentially Secured P&I7.65%
Great Southern BankCommercial 3 Year Fixed - Residentially Secured IO7.65%
Great Southern BankCommercial 3 year fixed - Residentially Secured P&I7.65%
Police Credit UnionSecured Residential Term Loan7.65%
Central West Credit UnionBusiness Car Loan - Used Vehicle 1 to 7 years old7.70%7.92%
Police Credit UnionSecured Commercial Term Loan7.70%
bankWAWBusiness Loan Residential Secured P&I Variable7.74%
Greater BankBusiness Term Loan - Fixed 4 Year Interest Only secured by Commercial Property7.74%
Greater BankBusiness Term Loan - Fixed 5 Year Interest Only secured by Commercial Property7.74%
Liberty FinancialLow rate commercial loan7.75%
Police Credit UnionSecured Non-Property Term Loan Fixed7.85%
Horizon BankBusiness Interest Only Variable7.89%
Police Credit UnionResidential Development Loan7.90%
Police Credit UnionSecured Non-Property Term Loan Variable7.90%
Darling Downs BankBill Rate7.95%
Darling Downs BankBill Rate7.95%
BNK BankCommercial Alt Doc7.99%
BNK BankCommercial Lease Doc7.99%
BNK BankCommercial Term Loan7.99%
Great Southern BankCommercial 1 Year Fixed - Commercially Secured IO8.00%
Great Southern BankCommercial 1 Year fixed - Commercially secured P&I8.00%
Great Southern BankCommercial 5 Year Fixed - Residentially Secured IO8.00%
Great Southern BankCommercial 5 year fixed - Residentially Secured P&I8.00%
Great Southern BankCommercial Variable - Commercially Secured IO8.00%
Great Southern BankCommercial Variable - Commercially secured P&I8.00%
Newcastle Permanent Building SocietyBusiness Loan Variable Rate Principal and Interest8.06%
Central West Credit UnionInvestment Property Loan (non residential)8.10%8.01%
NABNAB Business Options Loan8.10%
Central West Credit UnionBusiness Mortgage Loan8.15%
Great Southern BankCommercial 2 Year Fixed - Commercially Secured IO8.15%
Great Southern BankCommercial 2 Year fixed - Commercially secured P&I8.15%
Great Southern BankCommercial 3 Year Fixed - Commercially Secured IO8.15%
Great Southern BankCommercial 3 Year fixed - Commercially secured P&I8.15%
Police Credit UnionCommercial Development Loan8.15%
WestpacSecured Business Loan8.16%
Bank of usBusiness Loan8.19%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Darling Downs BankCommercial Loans8.20%
Liberty FinancialLease income loan8.25%
Liberty FinancialLow doc commercial loan8.25%
Liberty FinancialBusiness car loan8.29%
The CapricornianHome Equity Business Loan8.35%
Gateway BankCommercial Loan 3yr Fixed8.39%
Gateway BankInv Commercial Loan 3yr Fixed8.39%
CommFCUBusiness Loan - Variable (Principal and Interest)8.44%
Great Southern BankCommercial 5 Year Fixed - Commercially Secured IO8.50%
Great Southern BankCommercial 5 Year fixed - Commercially secured P&I8.50%
Newcastle Permanent Building SocietyBusiness Loan Variable Rate Interest Only8.51%
bankWAWBusiness Loan Commercial Secured P&I Variable8.54%
Gateway BankCommercial Loan 3yr Fixed IO8.54%
Gateway BankInv Commercial 3yr Fixed IO8.54%
CBAEquipment Loan8.59%
CBAHire Purchase8.59%
Gateway BankCommercial Plus 3yr Fixed8.64%
Gateway BankGreen Commercial Property Loan8.64%
Gateway BankINV Commercial Plus 3yr Fixed8.64%
Gateway BankInv Green Com Property Loan8.64%
First Option BankMortgage Business Loan8.69%7.79%
Gateway BankCommercial Plus 3yr Fixed IO8.79%
Gateway BankGreen Com Property Loan IO8.79%
Gateway BankINV Com Plus 3yr Fixed IO8.79%
Gateway BankInv Green Com Property Loan IO8.79%
Gateway BankCommercial Property Loan8.94%
Gateway BankInv Commercial Property Loan8.94%
Liberty FinancialSecured business loan8.95%
Beyond Bank AustraliaBusiness Line of Credit (Sec)9.09%
Gateway BankCommercial Property Loan IO9.09%
Gateway BankInv Commercial Loan IO9.09%
Gateway BankCommercial Plus Loan9.19%
Gateway BankINV Commercial Plus Loan9.19%
Greater BankBusiness Term Loan - Variable Rate secured by Residential Property9.20%
Greater BankBusiness Term Loan - Variable Rate Interest Only secured by Residential Property9.30%
Gateway BankCommercial Plus Loan IO9.34%
Gateway BankInv Com Plus Loan I/O9.34%
CommFCUBusiness Loan - Variable (Interest Only)9.44%
Liberty FinancialLow doc business loan9.45%
BankSAVariable Rate Small Business Loan9.48%
Bank of MelbourneVariable Rate Small Business Loan9.48%
St.George BankVariable Rate Small Business Loan9.48%
Greater BankBusiness Term Loan - Variable Rate secured by Commercial Property9.75%
Greater BankBusiness Term Loan - Variable Rate Interest Only secured by Commercial Property9.85%
Auswide BankBusiness Line Of Credit9.88%
Coastline BankBusiness Res Mortgage9.91%
Greater BankBusiness Line of Credit - Secured by Residential Property9.95%
Greater BankBusiness Line of Credit - Secured by a Term Deposit9.95%
Greater BankBusiness Line of Credit - Unsecured9.95%
Liberty FinancialShort term commercial loan10.05%
RACQ BankCommercial Loan Principal and Interest10.13%
RACQ BankCommercial Loan Interest Only10.27%
Auswide BankBusiness Overdraft10.41%
Liberty FinancialBusiness line of credit10.45%
Greater BankBusiness Line of Credit - Secured by Commercial Property10.50%
GMCUBusiness/Farm/Commercial - Residential Mortgage Loan10.54%
Queensland Country BankCommercial Loan - Res Secured10.59%
Coastline BankInterest Only (Commercial)10.86%
Great Southern Bank Business+Business+ Loan10.95%
Bank of SydneyResisec Commercial Loan11.10%
Coastline BankBusiness Comm Mortgage11.26%
Bank of QueenslandBusiness Term Loan11.27%
Broken Hill BankL5 Commercial Loan11.50%
Central West Credit UnionBusiness Loan11.70%
First Option BankBusiness New Vehicle Loan11.99%12.25%
First Option BankBusiness Used Vehicle Loan11.99%12.25%
GMCUBusiness Farm Commercial- Other Real Estate Mortgage Loan12.00%
Arab Bank AustraliaCommercial Loans - Revolving Line of Credit12.00%0.00%
Maitland MutualCommercial Loan12.04%
SWSbankCommercial Unsecured Loans12.95%12.95%
NABNAB QuickBiz Loan12.95%
ANZANZ Business Loan12.99%
Beyond Bank AustraliaBusiness Overdraft (Unsec)12.99%
Bank of SydneyCommercial Loan13.68%
Bank of SydneyBusiness Loan13.83%
Coastline BankBusiness - General13.89%
WestpacUnsecured Business Loan14.15%
Bank of SydneyResisec Business Overdraft14.58%
Liberty FinancialFlexible business loan14.95%
Arab Bank AustraliaCommercial Loans - Prime Lending16.35%0.00%
GMCUBusiness/Farm/Commercial Loan - Unsecured18.75%

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