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Southern Cross Credit Union · Business loans
Business Loan
Southern Cross Credit Union's Business Loan is a business loan. The figures are the ones Southern Cross Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 24 April 2026, up from 5.64% to 6.34%.
Advertised rate
6.33%
headline tier
Tiers
12
current rate rows
Last moved
+0.70pp
24 April 2026
Advertised rate, last 30 days. Unchanged since 9 October 2026.
Every current rate (12)
| Tier | Rate |
|---|---|
| Variable, Investor, Interest only, LVR up to 75% | 6.33% to 6.53% |
| Fixed 1 year, Investor, Interest only, LVR up to 75% | 6.54% to 6.74% |
| Fixed 2 years, Investor, Interest only, LVR up to 75% | 6.64% to 6.84% |
| Fixed 1 year, Investor, Interest only, LVR 75 to 80%LVR over 75% | 6.74% to 6.94% |
| Fixed 3 years, Investor, Interest only, LVR up to 75% | 6.74% to 6.94% |
| Variable, Investor, Interest only, LVR 75 to 80%LVR over 75% | 6.83% to 7.13% |
| Fixed 2 years, Investor, Interest only, LVR 75 to 80%LVR over 75% | 6.94% to 7.14% |
| Fixed 4 years, Investor, Interest only, LVR up to 75% | 6.94% to 7.14% |
| Fixed 3 years, Investor, Interest only, LVR 75 to 80%LVR over 75% | 7.04% to 7.24% |
| Fixed 5 years, Investor, Interest only, LVR up to 75% | 7.04% to 7.24% |
| Fixed 4 years, Investor, Interest only, LVR 75 to 80%LVR over 75% | 7.24% to 7.44% |
| Fixed 5 years, Investor, Interest only, LVR 75 to 80%LVR over 75% | 7.34% to 7.54% |
Rate moves, last 30 days
- 9 October 2026: Fixed 1 year, Investor, Interest only, LVR 75 to 80% cut 0.05pp, from 6.79% to 6.74%.
- 9 October 2026: Fixed 1 year, Investor, Interest only, LVR up to 75% cut 0.05pp, from 6.59% to 6.54%.
- 9 October 2026: Fixed 3 years, Investor, Interest only, LVR 75 to 80% lifted 0.10pp, from 6.94% to 7.04%.
- 9 October 2026: Fixed 2 years, Investor, Interest only, LVR 75 to 80% lifted 0.10pp, from 6.84% to 6.94%.
- 9 October 2026: Fixed 4 years, Investor, Interest only, LVR up to 75% lifted 0.15pp, from 6.79% to 6.94%.
- 9 October 2026: Fixed 5 years, Investor, Interest only, LVR up to 75% lifted 0.15pp, from 6.89% to 7.04%.
- 9 October 2026: Fixed 5 years, Investor, Interest only, LVR 75 to 80% lifted 0.25pp, from 7.09% to 7.34%.
- 9 October 2026: Fixed 4 years, Investor, Interest only, LVR 75 to 80% lifted 0.25pp, from 6.99% to 7.24%.
- 9 October 2026: Variable, Investor, Interest only, LVR 75 to 80% cut 0.42pp, from 7.25% to 6.83%.
- 9 October 2026: Variable, Investor, Interest only, LVR up to 75% cut 0.42pp, from 6.75% to 6.33%.
Other Southern Cross Credit Union business loans
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