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RACQ Bank · Business loans

Commercial Loan Interest Only

RACQ Bank's Commercial Loan Interest Only is a business loan. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 10.02% to 10.27%.

Advertised rate
10.27%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
10.02%10.27%5 October 20264 November 2026

Advertised rate, last 30 days. Between 10.02% and 10.27% over the last 30 days.

Every current rate (1)

TierRate
Variable, Investor, Interest only10.27% to 11.27%

Rate moves, last 30 days

Published fees

FeeAmount
Substitution of Mortgage Securitywhen it happens: Per property.$350
Default Enforcement Expenseswhen it happens: May apply if enforcement services are required as part of default administration.see lender
Discharge Feeon exit: Payable for standard partial or full discharges.$300
Establishment Feeupfront: Payable to establish the loan.$1,100
Mortgage Top Up Feewhen it happens: Payable for a further advance against existing security.$450
Valuation Feewhen it happens: RACQ Bank will cover up to $400 of the valuation cost on a new security, any cost above this is payable by the member.see lender

Other RACQ Bank business loans

Commercial Loan Principal and Interest 10.13%

Get an email the morning RACQ Bank moves this rate.

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