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RACQ Bank · Business loans
Commercial Loan Principal and Interest
RACQ Bank's Commercial Loan Principal and Interest is a business loan. The figures are the ones RACQ Bank publishes under the Consumer Data Right today. The advertised rate last moved on 13 October 2026, up from 9.88% to 10.13%.
Advertised rate
10.13%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
13 October 2026
Advertised rate, last 30 days. Between 9.88% and 10.13% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable, Investor, P&I | 10.13% to 11.13% |
Rate moves, last 30 days
- 13 October 2026: Variable, Investor, P&I lifted 0.25pp, from 9.88% to 10.13%.
Published fees
| Fee | Amount |
|---|---|
| Establishment Feeupfront: Payable to establish the loan. | $1,100 |
| Substitution of Mortgage Securitywhen it happens: Per property. | $350 |
| Default Enforcement Expenseswhen it happens: May apply if enforcement services are required as part of default administration. | see lender |
| Discharge Feeon exit: Payable for standard partial or full discharges. | $300 |
| Mortgage Top Up Feewhen it happens: Payable for a further advance against existing security. | $450 |
| Valuation Feewhen it happens: RACQ Bank will cover up to $400 of the valuation cost on a new security, any cost above this is payable by the member. | see lender |
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