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Police Credit Union rates

Police Credit Union (Police Credit Union Ltd on the Consumer Data Right register) publishes 96 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Police Credit Union's lowest home loan rate is 6.14% on Low Rate Home Loan Special Offer - Owner Occupied, 0.60 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.35% on Focus Saver Account, 1.35 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Police Credit Union repriced 50 products in the last 30 days, most recently lifting Better Car Loan on 3 November 2026, from 7.24% to 7.49%.

Home loans

ProductAdvertised rateComparison rate
1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer restricted6.09%7.19%
Low Rate Home Loan - First Home Buyer restricted6.14%6.18%
Low Rate Home Loan Special Offer - Owner Occupied6.14%6.18%
1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied6.19%7.20%
2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer restricted6.19%7.07%
3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer restricted6.19%7.00%
1 Year Fixed Rate Home Loan 80% LVR P&I - Investment6.29%7.21%
2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied6.29%7.12%
3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied6.29%7.03%
Low Rate Home Loan Special Offer - Investment6.29%6.33%
2 Year Fixed Rate Home Loan 80% LVR P&I - Investment6.39%7.14%
3 Year Fixed Rate Home Loan 80% LVR P&I - Investment6.39%7.06%
4 Year Fixed Rate Home Loan 95% LVR - First Home Buyer restricted6.39%6.99%
5 Year Fixed Rate Home Loan 95% LVR - First Home Buyer restricted6.39%6.93%
Low Rate Home Loan - Owner Occupied6.39%6.46%
Renovation Loan - Owner Occupied6.39%6.46%
1 Year Fixed Rate Home Loan 90% LVR - Owner Occupied6.49%7.23%
4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied6.49%7.03%
5 Year Fixed Rate Home Loan 80% LVR - Owner Occupied6.49%6.97%
1 Year Fixed Rate Home Loan 90% LVR P&I - Investment6.59%7.24%
2 Year Fixed Rate Home Loan 90% LVR - Owner Occupied6.59%7.18%
3 Year Fixed Rate Home Loan 90% LVR - Owner Occupied6.59%7.12%
4 Year Fixed Rate Home Loan 80% LVR P&I - Investment6.59%7.07%
5 Year Fixed Rate Home Loan 80% LVR P&I - Investment6.59%7.02%
2 Year Fixed Rate Home Loan 90% LVR P&I - Investment6.69%7.20%
3 Year Fixed Rate Home Loan 90% LVR P&I - Investment6.69%7.15%
1 Year Fixed Rate Home Loan 80% LVR IO - Investment6.79%7.26%
1 Year Fixed Rate Home Loan 90% LVR IO - Investment6.79%7.26%
Better Home Loan 95% LVR - First Home Buyer restricted6.84%6.91%
2 Year Fixed Rate Home Loan 80% LVR IO - Investment6.89%7.24%
2 Year Fixed Rate Home Loan 90% LVR IO - Investment6.89%7.24%
3 Year Fixed Rate Home Loan 80% LVR IO - Investment6.89%7.21%
3 Year Fixed Rate Home Loan 90% LVR IO - Investment6.89%7.21%
4 Year Fixed Rate Home Loan 90% LVR - Owner Occupied6.89%7.18%
4 Year Fixed Rate Home Loan 90% LVR P&I - Investment6.89%7.18%
5 Year Fixed Rate Home Loan 90% LVR - Owner Occupied6.89%7.15%
5 Year Fixed Rate Home Loan 90% LVR P&I - Investment6.89%7.15%
Better Home Loan 80% LVR - Owner Occupied6.94%7.01%
Better Home Loan 90% LVR - Owner Occupied6.94%7.01%
Better Home Loan 80% LVR P&I - Investment7.04%7.11%
4 Year Fixed Rate Home Loan 80% LVR IO - Investment7.09%7.25%
4 Year Fixed Rate Home Loan 90% LVR IO - Investment7.09%7.25%
5 Year Fixed Rate Home Loan 80% LVR IO - Investment7.09%7.24%
5 Year Fixed Rate Home Loan 90% LVR IO - Investment7.09%7.24%
Better Home Loan 90% LVR P&I - Investment7.49%7.56%
Better Home Loan 80% LVR IO - Investment7.59%7.65%
Better Home Loan 90% LVR IO - Investment7.59%7.65%
Standard Variable Home Loan 80% LVR - Owner Occupied7.74%7.81%
Standard Variable Home Loan 90% LVR - Owner Occupied7.74%7.81%
Standard Variable Home Loan 95% LVR - First Home Buyer restricted7.74%7.81%
Standard Variable Home Loan 80% LVR IO - Investment8.24%8.30%
Standard Variable Home Loan 80% LVR P&I - Investment8.24%8.31%
Standard Variable Home Loan 90% LVR IO - Investment8.24%8.30%
Standard Variable Home Loan 90% LVR P&I - Investment8.24%8.31%

Savings accounts

ProductAdvertised rate
Focus Saver Account5.35%
Beans Savings Account5.05%
Business Savings Account4.60%
iSavings Account4.50%
Rural On-Call Savings Account0.45%

Term deposits

ProductAdvertised rate
Adelaide Term Deposit5.45%
Contact Term Deposit5.45%
Marion Term Deposit5.45%
Mt Barker Term Deposit5.45%
Mt Gambier Trm Deposit5.45%
Palmerston Trm Deposit5.45%
TTP Term Deposit5.45%
Yorketown Term Deposit5.45%

Transaction accounts

ProductAdvertised rate
Super MyWay Account5.00%
Master Club Account4.00%

Credit cards

ProductAdvertised rate
SoLo Credit Card8.74%
extralite Credit Card14.24%

Personal loans

ProductAdvertised rateComparison rate
The Best Car Loan - Special Offer6.49%6.90%
Better Car Loan7.14%7.40%
Low Rate Car Loan Special Offer - Variable7.23%7.39%
Solar Eco Loan - Variable7.23%6.98%
Fixed Car Loan7.49%7.65%
Fixed Rate Personal Loan7.49%7.65%
Variable Car Loan8.23%8.40%

Business loans

ProductAdvertised rate
Commercial Vehicle Fixed Loan6.49%
1yr fixed Secured Commercial Term Loan6.80%
2yr fixed Secured Commercial Term Loan6.95%
3yr fixed Secured Commercial Term Loan7.10%
4yr fixed Secured Commercial Term Loan7.25%
5yr fixed Secured Commercial Term Loan7.25%
Commercial Vehicle Variable Loan7.63%
Secured Residential Term Loan7.65%
Secured Commercial Term Loan7.70%
Secured Non-Property Term Loan Fixed7.85%
Residential Development Loan7.90%
Secured Non-Property Term Loan Variable7.90%
Commercial Development Loan8.15%

Overdrafts

ProductAdvertised rate
Go Sixty Plus LOC6.99%
Allegro Line of Credit7.49%
Equity Plus Home Loan Line of Credit7.49%
Equity Plus Personal Line of Credit7.49%
Redi Access Overdraft Account13.99%

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