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Police Credit Union · Business loans
Secured Non-Property Term Loan Fixed
Police Credit Union's Secured Non-Property Term Loan Fixed is a business loan. The figures are the ones Police Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 1 April 2026, up from 7.65% to 7.85%.
Advertised rate
7.85%
headline tier
Tiers
1
current rate rows
Last moved
+0.20pp
1 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Fixed 5 years, Investor, P&I, LVR up to 80%LVR <80% | 7.85% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Registration feeper cash advance: Per instrument. | $198 |
| Registration fee (nt)per cash advance: Per instrument. | $176 |
| Title search (sa)per cash advance: Per search - provides a copy of the title of the property | $35.50 |
| Title search (nt)per cash advance: Per Search - provides a copy of the title to the property | $55.78 |
| Document searchper cash advance: Per search - provides a duplicate copy of a registered document from Property Assist | $11.50 |
| Valuation feeper cash advance: From $205 - a fee charged to value the proposed security property for metropolitan area. | $205 |
| Valuation fee (nt)per cash advance: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000 | $205 |
| Business banking conveyancer's/solicitors feewhen it happens: Covers preparation of mortgage documents, | $350 |
| Business banking further advance feeupfront | $500 |
| Business banking variation of security feewhen it happens: Payable when ever we consent to the substitution of the mortgaged property. | $250 |
| Commercial loan application feesupfront | $500 |
| Deed of priority feewhen it happens: Payable whenever we prepare a Deed of Priority. | $110 |
Other Police Credit Union business loans
Commercial Vehicle Fixed Loan 6.49%1yr fixed Secured Commercial Term Loan 6.80%2yr fixed Secured Commercial Term Loan 6.95%3yr fixed Secured Commercial Term Loan 7.10%4yr fixed Secured Commercial Term Loan 7.25%5yr fixed Secured Commercial Term Loan 7.25%Commercial Vehicle Variable Loan 7.63%Secured Residential Term Loan 7.65%Secured Commercial Term Loan 7.70%Residential Development Loan 7.90%Secured Non-Property Term Loan Variable 7.90%Commercial Development Loan 8.15%
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