Lenders › Police Credit Union › 4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied
Police Credit Union · Home loans
4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied
Police Credit Union's 4 Year Fixed Rate Home Loan 80% LVR - Owner Occupied is a home loan. The figures are the ones Police Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 1 April 2026, up from 6.29% to 6.49%.
Advertised rate
6.49%
headline tier
Comparison rate
7.03%
as published
Last moved
+0.20pp
1 April 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 4 years, Owner occupier, P&I, LVR up to 80%LVR <80% | 6.49% | 7.03% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Home property credit package feeupfront: is charged for establishing all home loans with the exception of Commercial Loans | $420 |
| Application fee split loanupfront: in addition to any other Application or Package Fee applicable to loan(s) in question | $50 |
| Application fee further advanceupfront | $275 |
| Bank cheque feeper payment: Per cheque - Purchase of a bank cheque for settlement | $12 |
| Conveyancer's / solicitor's feeper cash advance: Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. | $141.64 |
| Registration feeper cash advance: Per instrument. | $198 |
| Registration fee (nt)per cash advance: Per instrument. | $176 |
| Title search (sa)per cash advance: Per search - provides a copy of the title of the property | $35.50 |
| Title search (nt)per cash advance: Per Search - provides a copy of the title to the property | $55.78 |
| Document searchper cash advance: Per search - provides a duplicate copy of a registered document from Property Assist | $11.50 |
| Valuation feeper cash advance: From $205 - a fee charged to value the proposed security property for metropolitan area. | $205 |
| Valuation fee (nt)per cash advance: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000 | $205 |
Other Police Credit Union home loans
1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.09%Low Rate Home Loan - First Home Buyer 6.14%Low Rate Home Loan Special Offer - Owner Occupied 6.14%1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.19%2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.19%3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.19%1 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.29%2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.29%3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.29%Low Rate Home Loan Special Offer - Investment 6.29%2 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.39%3 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.39%
Get an email the morning Police Credit Union moves this rate.
Every Police Credit Union rate · every home loan rate compared · other lenders · this product in the explorer.