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Police Credit Union · Home loans
Standard Variable Home Loan 80% LVR - Owner Occupied
Police Credit Union's Standard Variable Home Loan 80% LVR - Owner Occupied is a home loan. The figures are the ones Police Credit Union publishes under the Consumer Data Right today. The advertised rate last moved on 9 October 2026, up from 7.49% to 7.74%.
Advertised rate
7.74%
headline tier
Comparison rate
7.81%
as published
Last moved
+0.25pp
9 October 2026
Advertised rate, last 30 days. Between 7.49% and 7.74% over the last 30 days.
Every current rate (1)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 80%LVR <80% | 7.74% | 7.81% |
Rate moves, last 30 days
- 9 October 2026: Variable, Owner occupier, P&I, LVR up to 80% lifted 0.25pp, from 7.49% to 7.74%.
Published fees
| Fee | Amount |
|---|---|
| Account sweep feeper transaction: Charged at time of transfer - Payable whenever we transfer funds from one of your accounts to another (other than on your instructions) to cover payments arrear | $5 |
| Application fee further advanceupfront | $275 |
| Application fee split loanupfront: in addition to any other Application or Package Fee applicable to loan(s) in question | $50 |
| Bank cheque feeper payment: Per cheque - Purchase of a bank cheque for settlement | $12 |
| Capital value searchper cash advance | $0 |
| Conveyancer's / solicitor's feeper cash advance: Per instrument - Outside of SA and NT as charged by Conveyancer/Solicitor. | $141.64 |
| Deed of priority feewhen it happens: Payable whenever we prepare a Deed of Priority. | $110 |
| Default feewhen it happens: Payable whenever your repayments become in arrears by 15 days or more. | $15 |
| Demand feewhen it happens: Payable whenever we send you a notice demanding that you remedy a default under your contract. | $50 |
| Dishonour feewhen it happens: Payable whenever a direct debit, cheque or payment order to your account is declined or dishonoured. | $15 |
| Document handling feewhen it happens: Payable whenever we consent to registration of a subsequent dealing on the title. | $55 |
| Document searchper cash advance: Per search - provides a duplicate copy of a registered document from Property Assist | $11.50 |
Other Police Credit Union home loans
1 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.09%Low Rate Home Loan - First Home Buyer 6.14%Low Rate Home Loan Special Offer - Owner Occupied 6.14%1 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.19%2 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.19%3 Year Fixed Rate Home Loan 95% LVR - First Home Buyer 6.19%1 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.29%2 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.29%3 Year Fixed Rate Home Loan 80% LVR - Owner Occupied 6.29%Low Rate Home Loan Special Offer - Investment 6.29%2 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.39%3 Year Fixed Rate Home Loan 80% LVR P&I - Investment 6.39%
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