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Great Southern Bank rates

Great Southern Bank publishes 71 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.

Great Southern Bank's lowest home loan rate is 6.75% on 1 year Fixed Rate OO P&I, 0.01 point above the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 5.75% on Youth eSaver, 1.75 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Great Southern Bank repriced 66 products in the last 30 days, most recently lifting Standard Rate Term Deposit 2-12 months on 3 November 2026, from 3.85% to 5.20%.

Home loans

ProductAdvertised rateComparison rate
1 year Fixed Rate OO P&I6.75%8.15%
2 year Fixed Rate OO P&I6.75%8.00%
3 year Fixed Rate OO P&I6.75%7.86%
5 year Fixed Rate OO P&I6.80%7.65%
1 year Fixed Rate INV P&I6.95%8.55%
2 year Fixed Rate INV P&I6.95%8.37%
3 year Fixed Rate INV P&I6.95%8.22%
5 year Fixed Rate INV P&I7.00%7.97%
5year Fixed Rate INV IO7.15%8.04%
1 year Fixed Rate INV IO7.25%8.58%
1 year Fixed Rate OO IO7.25%8.20%
2 year Fixed Rate INV IO7.25%8.44%
2 year Fixed Rate OO IO7.25%8.10%
3 year Fixed Rate INV IO7.25%8.31%
3 year Fixed Rate OO IO7.25%8.01%
Basic Variable OO P&I8.25%6.35%
Basic Variable OO Construction restricted8.35%6.35%
Offset Variable OO P&I8.45%6.45%
Offset Variable OO Construction restricted8.55%6.45%
Basic Variable Investment P&I8.68%6.55%
Basic Variable OO IO8.75%6.48%
Basic Variable Investment Construction restricted8.78%6.55%
Offset Variable Investment P&I8.88%6.66%
Offset Variable OO IO8.95%6.65%
Offset Variable Investment Construction restricted8.98%6.66%
Basic Variable Investment IO9.03%6.64%
Offset Variable Investment IO9.23%6.75%
Bridging Loan INV restricted10.06%10.17%
Bridging Loan OO restricted10.06%10.17%

Savings accounts

ProductAdvertised rate
Youth eSaver5.75%
Future Saver5.10%
Goal Saver5.10%
Everyday Saver5.05%
Home Saver5.00%

Term deposits

ProductAdvertised rate
Platinum Plus Term Deposit 13-60 Months5.45%
Standard Rate Term Deposit 1-12 months5.45%
Platinum Plus Term Deposit 13-60 Months (M)5.35%
Standard Rate Term Deposit 13-60 months (A)5.35%
Standard Rate Term Deposit 2-12 months5.35%
Standard Rate Term Deposit 13-60 months (M)5.25%
Platinum Plus Term Deposit 12 months5.10%
Platinum Plus Term Deposit 12 months (M)5.00%

Transaction accounts

ProductAdvertised rate
Everyday 50+ Account2.75%

Credit cards

ProductAdvertised rate
Low Rate Credit Card (New)11.99%
Platinum Credit Card19.99%

Personal loans

ProductAdvertised rateComparison rate
Green Car Loan15.00%6.43%
Secured Fixed Car Loan15.00%6.83%
Unsecured Fixed Personal Loan17.00%7.69%
Unsecured Green Personal Loan17.00%6.69%

Business loans

ProductAdvertised rate
Commercial 1 Year Fixed - Residentially Secured IO7.50%
Commercial 1 year fixed - Residentially Secured P&I7.50%
Commercial Variable - Residentially Secured IO7.50%
Commercial Variable - Residentially Secured P&I7.50%
Commercial 2 Year Fixed - Residentially Secured IO7.65%
Commercial 2 year fixed - Residentially Secured P&I7.65%
Commercial 3 Year Fixed - Residentially Secured IO7.65%
Commercial 3 year fixed - Residentially Secured P&I7.65%
Commercial 1 Year Fixed - Commercially Secured IO8.00%
Commercial 1 Year fixed - Commercially secured P&I8.00%
Commercial 5 Year Fixed - Residentially Secured IO8.00%
Commercial 5 year fixed - Residentially Secured P&I8.00%
Commercial Variable - Commercially Secured IO8.00%
Commercial Variable - Commercially secured P&I8.00%
Commercial 2 Year Fixed - Commercially Secured IO8.15%
Commercial 2 Year fixed - Commercially secured P&I8.15%
Commercial 3 Year Fixed - Commercially Secured IO8.15%
Commercial 3 Year fixed - Commercially secured P&I8.15%
Commercial 5 Year Fixed - Commercially Secured IO8.50%
Commercial 5 Year fixed - Commercially secured P&I8.50%

Overdrafts

ProductAdvertised rate
Business Overdraft (residential secured)9.70%
Business Overdraft (commercial secured)10.60%

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