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Great Southern Bank · Overdrafts
Business Overdraft (commercial secured)
Great Southern Bank's Business Overdraft (commercial secured) is a overdraft. The figures are the ones Great Southern Bank publishes under the Consumer Data Right today. The advertised rate last moved on 29 October 2026, up from 10.35% to 10.60%.
Advertised rate
10.60%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
29 October 2026
Advertised rate, last 30 days. Between 10.35% and 10.60% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable | 10.60% |
Rate moves, last 30 days
- 29 October 2026: Variable lifted 0.25pp, from 10.35% to 10.60%.
Published fees
| Fee | Amount |
|---|---|
| Account Information Feewhen it happens: Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Vi | $20 |
| Arrears Letter Feewhen it happens: Payable where Great Southern Bank sends you a letter in relation to arrears on your account. | $22 |
| Default Notice Feewhen it happens: Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account. | $33 |
| Property Valuation Feeupfront: A property valuation fee is payable for each commercial property offered as security. | see lender |
| Monthly Service Feerecurring: $0 monthly account keeping fees | $0 |
| Overdrawn or Over limit feewhen it happens: Payable where you exceed the actual balance or authorised limit of your overdraft facility and the debt is caused by a cheque withdrawal or electronic transacti | $6 |
| Debt Collection Feewhen it happens: Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. | see lender |
| Security Adminstration Feeupfront: For each security offered to the Great Southern Bank loan. | $235 |
| Discharge Feeon exit: If you pay out the loan partially or in full where a discharge of security is required, or you request a discharge of a security, a discharge fee is payable (pe | $500 |
| Establishment Feeupfront: Establishment Fee irrespective of total loan amount applied for. | $750 |
| Production Feewhen it happens: If you request a title held by Great Southern Bank to be produced to a relevant state’s land titles office for any purpose, a production fee is payable. | $100 |
| Re-documentation Feewhen it happens: Where a borrower requests, and Great Southern Bank agrees, to a restructure of a loan between approval and funding and that change requires amended documentatio | $300 |
Other Great Southern Bank overdrafts
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