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Coastline Bank rates
Coastline Bank publishes 53 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Coastline Bank's lowest home loan rate is 5.94% on Options Home Loan, 0.80 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 3.10% on Gold Benefits Savings, 0.90 points below the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Coastline Bank repriced 31 products in the last 30 days, most recently lifting Business SMSF Prop Int Only on 16 October 2026, from 10.76% to 11.26%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Options Home Loan | 5.94% | 8.56% |
| Staff Housing Loan restricted | 5.94% | 6.01% |
| First Home Buyer Loan restricted | 6.14% | 6.14% |
| Classic Home Loan | 6.39% | 6.55% |
| Investment Essentials | 6.39% | 6.55% |
| Fixed Rate Home Loan | 6.45% | 6.64% |
| Fixed Rate Investment Loan | 6.45% | 6.64% |
| Interest Only (Investment) | 6.49% | 6.56% |
| Interest Only (Owner Occupied) | 6.49% | 6.56% |
| Investment Options | 8.86% | 9.02% |
| Variable Housing | 9.46% | 9.46% |
| Investment Variable | 9.86% | 10.02% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Gold Benefits Savings | 3.10% |
| Coastline Savings Account | 3.00% |
| Bonus Reward Saver | 0.40% |
Term deposits
| Product | Advertised rate |
|---|---|
| I51 Gold Mbr Ftd 12 Mths | 5.25% |
| I50 Gold Mbr Ftd 6 Mths | 5.20% |
| I22 Term Deposit 12 Mths | 5.15% |
| I21 Term Deposit 6 Mths | 5.10% |
| I52 Gold Mbr Ftd 24 Mths | 5.00% |
| I23 Term Deposit 24 Mths | 4.90% |
| I20 Term Deposit 3 Mths | 4.75% |
| I40 Cubs Term Deposit | 4.20% |
| I41 Kickstart Term Deposit | 4.20% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Cubs Access Account | 3.50% |
| Kickstart Access Account | 3.50% |
| Christmas Club | 1.95% |
Credit cards
| Product | Advertised rate |
|---|---|
| Visa Credit Card | 10.24% |
| Visa Credit Card | 10.24% |
| Business Access Plus | 14.05% |
| Visa Debit Card | 18.75% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Staff Personal Loan | 7.15% | |
| FTD Secured Personal Loan | 7.75% | 8.20% |
| Secured Personal Loan | 7.75% | 9.29% |
| Personal Car Loan | 8.75% | 9.33% |
| Fixed Rate Car Loan | 10.00% | 10.59% |
| Unsecured Personal Loan | 13.25% | 15.54% |
Business loans
| Product | Advertised rate |
|---|---|
| Business Interest Fixed | 6.59% |
| Business Res Mortgage | 9.91% |
| Interest Only (Commercial) | 10.86% |
| Business Comm Mortgage | 11.26% |
| Business SMSF Prop Int Only | 11.26% |
| Business SMSF Property Loan | 11.26% |
| Business - General | 13.89% |
Overdrafts
| Product | Advertised rate |
|---|---|
| Home Equity Access | 8.56% |
| Home Equity Access | 8.56% |
| Ready Now Cash | 14.00% |
| Business Access Plus | 14.05% |
| Gold Benefits Savings | 15.00% |
| Business Access | 19.00% |
| Coastline Access | 19.00% |
| Community Support | 19.00% |
| Deeming | 19.00% |
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