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Coastline Bank · Overdrafts
Home Equity Access
Coastline Bank's Home Equity Access is a overdraft. The figures are the ones Coastline Bank publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 8.31% to 8.56%.
Advertised rate
8.56%
headline tier
Tiers
2
current rate rows
Last moved
+0.25pp
16 October 2026
Advertised rate, last 30 days. Between 8.31% and 8.56% over the last 30 days.
Every current rate (2)
| Tier | Rate |
|---|---|
| Variable, Owner occupier, Interest only, $150,000 and overUSER-INPUT-RATE/$150K+ | 8.56% |
| Variable, Owner occupier, Interest only, $50,000 to $149,999USER-INPUT-RATE/$50K-$150K | 8.86% |
Rate moves, last 30 days
- 16 October 2026: Variable, Owner occupier, Interest only, $50,000 to $149,999 lifted 0.25pp, from 8.61% to 8.86%.
- 16 October 2026: Variable, Owner occupier, Interest only, $150,000 and over lifted 0.25pp, from 8.31% to 8.56%.
Published fees
| Fee | Amount |
|---|---|
| Emergency Card Issue Feewhen it happens | $15 |
| Security Tokenwhen it happens | $20 |
| Home Equity Base Bal Feerecurring | $5 |
| Agency Withdrawal Feewhen it happens | $10 |
| Elec Outbound Rejection Feewhen it happens | $5 |
| Duplicate Statement Feewhen it happens | $5 |
| Card Dispute Feewhen it happens | $33 |
| BPAY Error Correction Feewhen it happens | $11.50 |
| ATM Transaction Feewhen it happens | $1 |
| EFTPOS Decl Trans Feeper transaction | $0 |
| Replacement Card Feewhen it happens | $10 |
| Safe Custody Feewhen it happens | $25 |
Other Coastline Bank overdrafts
Home Equity Access 8.56%Ready Now Cash 14.00%Business Access Plus 14.05%Gold Benefits Savings 15.00%Business Access 19.00%Coastline Access 19.00%Community Support 19.00%Deeming 19.00%
Get an email the morning Coastline Bank moves this rate.
Every Coastline Bank rate · other lenders · this product in the explorer.