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First Home Buyer Loan
Coastline Bank's First Home Buyer Loan is a home loan open only to a stated occupation, employer or membership. The figures are the ones Coastline Bank publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 5.89% to 6.14%.
Advertised rate
6.14%
headline tier
Comparison rate
6.14%
as published
Last moved
+0.25pp
16 October 2026
Advertised rate, last 30 days. Between 5.89% and 6.14% over the last 30 days.
Every current rate (3)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, P&I, LVR up to 60%USER-INPUT-RATE/LVR<=60% | 6.14% | 6.14% |
| Variable, Owner occupier, P&I, LVR 60 to 80%USER-INPUT-RATE/LVR>60%to<=80% | 6.14% | 6.14% |
| Variable, Owner occupier, P&I, LVR over 80%USER-INPUT-RATE/LVR>80% | 6.14% | 6.14% |
Rate moves, last 30 days
- 16 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR 60 to 80%, from 5.89% to 6.14%.
Published fees
| Fee | Amount |
|---|---|
| Loan Establishment Feeupfront | $595 |
| Loan Renegotiation Feewhen it happens | $150 |
| Loan Switching Feewhen it happens | $200 |
| Loan Estab Fee - Owner Builderupfront | $595 |
| Scheduling Fee - Owner Builderupfront | $550 |
| Progress Draw Fee-Constructionupfront | $95 |
| Bank's Solicitor Mtg Disch Feeper transaction | $380 |
| Mortgage Discharge Feeper transaction | $250 |
| Property Search Feeupfront | $30 |
| Manual Arrears Transfer Feewhen it happens | $5 |
| Arrears Reminder Feewhen it happens | $5 |
| Final Notice of Demandwhen it happens | $40 |
Other Coastline Bank home loans
Options Home Loan 5.94%Staff Housing Loan 5.94%Classic Home Loan 6.39%Investment Essentials 6.39%Fixed Rate Home Loan 6.45%Fixed Rate Investment Loan 6.45%Interest Only (Investment) 6.49%Interest Only (Owner Occupied) 6.49%Investment Options 8.86%Variable Housing 9.46%Investment Variable 9.86%
Get an email the morning Coastline Bank moves this rate.
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