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Coastline Bank · Home loans
Fixed Rate Home Loan
Coastline Bank's Fixed Rate Home Loan is a home loan. The figures are the ones Coastline Bank publishes under the Consumer Data Right today. The advertised rate last moved on 25 May 2026, up from 6.09% to 6.24%.
Advertised rate
6.45%
headline tier
Comparison rate
6.64%
as published
Last moved
+0.15pp
25 May 2026
Advertised rate, last 30 days. Unchanged since 16 October 2026.
Every current rate (9)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, Owner occupier, P&I, LVR up to 60%USER-INPUT-RATE/1YR_LVR<=60% | 6.45% | 6.64% |
| Fixed 1 year, Owner occupier, P&I, LVR 60 to 80%USER-INPUT-RATE/1YR_LVR>60%To<=80% | 6.49% | 6.65% |
| Fixed 2 years, Owner occupier, P&I, LVR up to 60%USER-INPUT-RATE/2YRS_LVR<=60% | 6.54% | 6.66% |
| Fixed 2 years, Owner occupier, P&I, LVR 60 to 80%USER-INPUT-RATE/2YRS_LVR>60%To<=80% | 6.54% | 6.66% |
| Fixed 3 years, Owner occupier, P&I, LVR up to 60%USER-INPUT-RATE/3YRS_LVR<=60% | 6.59% | 6.68% |
| Fixed 3 years, Owner occupier, P&I, LVR 60 to 80%USER-INPUT-RATE/3YRS_LVR>60%To<=80% | 6.59% | 6.68% |
| Fixed 1 year, Owner occupier, P&I, LVR over 80%USER-INPUT-RATE/1YR_LVR>80% | 6.74% | 6.67% |
| Fixed 2 years, Owner occupier, P&I, LVR over 80%USER-INPUT-RATE/2YRS_LVR>80% | 6.79% | 6.71% |
| Fixed 3 years, Owner occupier, P&I, LVR over 80%USER-INPUT-RATE/3YRS_LVR>80% | 6.84% | 6.75% |
Rate moves, last 30 days
- 16 October 2026: 6 tiers lifted 0.25pp; the lowest, Fixed 2 years, Owner occupier, P&I, LVR up to 60%, from 6.29% to 6.54%.
- 15 October 2026: Fixed 1 year, Owner occupier, P&I, LVR up to 60% lifted 0.21pp, from 6.24% to 6.45%.
- 15 October 2026: Fixed 1 year, Owner occupier, P&I, LVR 60 to 80% lifted 0.25pp, from 6.24% to 6.49%.
- 15 October 2026: Fixed 1 year, Owner occupier, P&I, LVR over 80% lifted 0.25pp, from 6.49% to 6.74%.
Published fees
| Fee | Amount |
|---|---|
| Loan Establishment Feeupfront | $595 |
| Loan Administration Feerecurring | $8 |
| Loan Renegotiation Feewhen it happens | $150 |
| Settlement Disbursement Feeupfront | $5 |
| Loan Switching Feewhen it happens | $150 |
| Loan Estab Fee - Owner Builderupfront | $595 |
| Scheduling Fee - Owner Builderupfront | $550 |
| Progress Draw Fee-Constructionupfront | $95 |
| Loan Refixing Feewhen it happens | $150 |
| CU Solicitor Mtg Discharge Feeper transaction | $380 |
| Mortgage Discharge Feeper transaction | $250 |
| PPSR Security Interest Feeupfront | $50 |
Other Coastline Bank home loans
Options Home Loan 5.94%Staff Housing Loan 5.94%First Home Buyer Loan 6.14%Classic Home Loan 6.39%Investment Essentials 6.39%Fixed Rate Investment Loan 6.45%Interest Only (Investment) 6.49%Interest Only (Owner Occupied) 6.49%Investment Options 8.86%Variable Housing 9.46%Investment Variable 9.86%
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