Classic Home Loan

Coastline Bank's Classic Home Loan is a home loan. The figures are the ones Coastline Bank publishes under the Consumer Data Right today. The advertised rate last moved on 16 October 2026, up from 6.14% to 6.39%.

Advertised rate

6.39%

headline tier

Comparison rate

6.55%

as published

Last moved

+0.25pp

16 October 2026

Advertised rate, last 30 days. Between 6.14% and 6.39% over the last 30 days.

Every current rate (3)

Tier	Rate	Comparison
Variable, Owner occupier, P&I, LVR up to 60%USER-INPUT-RATE/LVR<=60%	6.39%	6.55%
Variable, Owner occupier, P&I, LVR 60 to 80%USER-INPUT-RATE/LVR>60%To<=80%	6.49%	6.65%
Variable, Owner occupier, P&I, LVR over 80%USER-INPUT-RATE/LVR>80%	6.94%	7.10%

Rate moves, last 30 days

16 October 2026: 3 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 60%, from 6.14% to 6.39%.

Published fees

Fee	Amount
Loan Establishment Feeupfront	$595
Loan Administration Feerecurring	$8
Loan Renegotiation Feewhen it happens	$150
Loan Switching Feewhen it happens	$200
Loan Estab Fee - Owner Builderupfront	$595
Scheduling Fee - Owner Builderupfront	$550
Progress Draw Fee-Constructionupfront	$95
CU Solicitor Mtg Discharge Feeper transaction	$380
Mortgage Discharge Feeper transaction	$250
Property Search Feeupfront	$30
Manual Arrears Transfer Feewhen it happens	$5
Arrears Reminder Feewhen it happens	$5

Other Coastline Bank home loans

Options Home Loan 5.94%Staff Housing Loan 5.94%First Home Buyer Loan 6.14%Investment Essentials 6.39%Fixed Rate Home Loan 6.45%Fixed Rate Investment Loan 6.45%Interest Only (Investment) 6.49%Interest Only (Owner Occupied) 6.49%Investment Options 8.86%Variable Housing 9.46%Investment Variable 9.86%

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