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Queensland Country Bank rates
Queensland Country Bank publishes 53 products with a current advertised rate. The rates below are the ones it publishes under the Consumer Data Right today; a rate marked restricted is open only to a stated occupation, employer or membership. Click a product for every rate, its 30-day history and its latest moves, or see every rate in the explorer.
Queensland Country Bank's lowest home loan rate is 6.24% on Home Loan-Package, 0.50 points below the median of 6.74%, the median of all 1,247 advertised home loan rates from 83 lenders. Its highest savings account rate is 4.40% on Bonus Saver, 0.40 points above the median of 4.00%, the median of all 197 advertised savings account rates from 76 lenders. Queensland Country Bank repriced 30 products in the last 30 days, most recently lifting Personal Loan-Secured New Car on 15 October 2026, from 6.24% to 7.74%.
Home loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Home Loan-Package | 6.24% | 6.25% |
| Home Loan-Package Fixed Rate | 6.29% | 6.54% |
| Home Loan-Fixed | 6.64% | 8.41% |
| Home Equity Loan | 8.49% | 9.97% |
| Home Loan-Variable Rate | 8.99% | 9.14% |
Savings accounts
| Product | Advertised rate |
|---|---|
| Bonus Saver | 4.40% |
| Future Start Savings | 4.40% |
| Student Money Saver | 4.40% |
| Star Saver | 4.15% |
| Business Online Saver | 3.00% |
| Online Saver | 3.00% |
Term deposits
| Product | Advertised rate |
|---|---|
| FTD - Interest at Maturity | 5.30% |
| FTD Retirees Interest Monthly | 5.30% |
| FMD 12 Mth Int at Maturity | 5.25% |
| FTD - Interest Monthly | 5.20% |
| FMD 12 Mth Int Monthly | 5.15% |
| FMD 6 Mth Int Monthly | 5.00% |
| FMD 6 Mth Int at Maturity | 5.00% |
| FTD - Interest Annually | 5.00% |
| Special 10 month | 5.00% |
| Special 5 month | 5.00% |
| FMD 24 Mth Int Annually | 4.10% |
| FMD 24 Mth Int at Maturity | 4.10% |
| FMD 24 Mth Int Monthly | 4.00% |
| FMD 3 Mth Int Monthly | 3.50% |
| FMD 3 Mth Int at Maturity | 3.50% |
Transaction accounts
| Product | Advertised rate |
|---|---|
| Pension Plus | 3.30% |
| Christmas Club | 2.70% |
| All Access | 0.01% |
| Business Basic | 0.01% |
| Business Platinum | 0.01% |
| Learners & Earners All Access | 0.01% |
| SmartBudget | 0.01% |
Credit cards
| Product | Advertised rate |
|---|---|
| Visa Business My Rewards | 14.99% |
| Visa Credit | 14.99% |
| Visa Credit My Rewards | 14.99% |
Personal loans
| Product | Advertised rate | Comparison rate |
|---|---|---|
| Personal Loan-Green Car Loan | 6.24% | 6.53% |
| Personal Loan-Green Reno | 6.99% | 6.99% |
| Personal Loan-Boat Loan | 7.49% | 8.29% |
| Personal Loan-Secured New Car | 7.74% | 8.38% |
| Personal Loan-Reno | 9.24% | 10.14% |
| Personal Loan-Secured | 11.94% | 12.90% |
| Personal Loan-Unsecured | 14.69% | 15.55% |
Business loans
| Product | Advertised rate |
|---|---|
| Specialised Fixed | 6.49% |
| Specialised Variable | 6.49% |
| Specialised Variable I.O. | 6.49% |
| Specialised Fixed I.O. | 6.69% |
| Business Green Car Loan | 6.74% |
| Commercial Loan - Secured | 6.74% |
| Commercial Loan - Res Secured | 10.59% |
Overdrafts
| Product | Advertised rate |
|---|---|
| Line of Credit | 8.94% |
| Overdraft - Secured | 11.34% |
| Overdraft - Unsecured | 15.29% |
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