Specialised Variable

Queensland Country Bank's Specialised Variable is a business loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 6.24% to 6.49%.

Advertised rate

6.49%

headline tier

Tiers

current rate rows

Last moved

+0.25pp

14 October 2026

Advertised rate, last 30 days. Between 6.24% and 6.49% over the last 30 days.

Every current rate (1)

Tier	Rate
Variable, P&I, LVR up to 80%	6.49% to 8.99%

Rate moves, last 30 days

14 October 2026: Variable, P&I, LVR up to 80% lifted 0.25pp, from 6.24% to 6.49%.

Published fees

Fee	Amount
Guarantee Document Feeupfront: Document Fee - Guarantee (charged when the Bank is required to prepare a guarantee to secure the amount of credit)	$150
Company Search Fee: Price on Application	see lender
Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds	$450
In Branch Redraw Feewhen it happens: Payable when redraw request is fulfilled.	$8
Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions	$0
Val Fee - PropertyHubupfront	$50
Specialised Loan Feerecurring: Annual fee charged on loan funding and annually on anniversary of the commencement date.	$450
Arrears Letter - Second Arrears Letterwhen it happens	$40
Arrears Letter - Default Notice prior to Enforcementwhen it happens	$70

Other Queensland Country Bank business loans

Specialised Fixed 6.49%Specialised Variable I.O. 6.49%Specialised Fixed I.O. 6.69%Business Green Car Loan 6.74%Commercial Loan - Secured 6.74%Commercial Loan - Res Secured 10.59%

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