Lenders › Queensland Country Bank › Specialised Variable I.O.
Queensland Country Bank · Business loans
Specialised Variable I.O.
Queensland Country Bank's Specialised Variable I.O. is a business loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 6.24% to 6.49%.
Advertised rate
6.49%
headline tier
Tiers
1
current rate rows
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 6.24% and 6.49% over the last 30 days.
Every current rate (1)
| Tier | Rate |
|---|---|
| Variable, Interest only, LVR up to 80% | 6.49% to 9.34% |
Rate moves, last 30 days
- 14 October 2026: Variable, Interest only, LVR up to 80% lifted 0.25pp, from 6.24% to 6.49%.
Published fees
| Fee | Amount |
|---|---|
| Guarantee Document Feeupfront: Document Fee - Guarantee (charged when the Bank is required to prepare a guarantee to secure the amount of credit) | $150 |
| Company Search Fee: Price on Application | see lender |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| In Branch Redraw Feewhen it happens: Payable when redraw request is fulfilled. | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Val Fee - PropertyHubupfront | $50 |
| Specialised Loan Feerecurring: Annual fee charged on loan funding and annually on anniversary of the commencement date. | $450 |
| Arrears Letter - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter - Default Notice prior to Enforcementwhen it happens | $70 |
Other Queensland Country Bank business loans
Specialised Fixed 6.49%Specialised Variable 6.49%Specialised Fixed I.O. 6.69%Business Green Car Loan 6.74%Commercial Loan - Secured 6.74%Commercial Loan - Res Secured 10.59%
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