Lenders › Queensland Country Bank › Specialised Fixed I.O.
Queensland Country Bank · Business loans
Specialised Fixed I.O.
Queensland Country Bank's Specialised Fixed I.O. is a business loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 September 2026, up from 6.49% to 6.69%.
Advertised rate
6.69%
headline tier
Tiers
3
current rate rows
Last moved
+0.20pp
30 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (3)
| Tier | Rate |
|---|---|
| Fixed 1 year, Interest only, LVR up to 80%COM Specialised IO.Fixed 1yr | 6.69% |
| Fixed 2 years, Interest only, LVR up to 80%COM Specialised IO.Fixed 2yr | 6.69% |
| Fixed 3 years, Interest only, LVR up to 80%COM Specialised IO.Fixed 3yr | 6.69% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Guarantee Document Feeupfront: Document Fee - Guarantee (charged when the Bank is required to prepare a guarantee to secure the amount of credit) | $150 |
| Company Search Fee: Price on Application | see lender |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| Loan Early Repayment Fee: Charged on Fixed Loans. | see lender |
| In Branch Redraw Feewhen it happens: Payable when redraw request is fulfilled. | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Rate Lock Feeupfront: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days | $500 |
| Val Fee - PropertyHubupfront | $50 |
| Specialised Loan Feerecurring: Annual fee charged on loan funding and annually on anniversary of the commencement date. | $450 |
| Arrears Letter - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter - Default Notice prior to Enforcementwhen it happens | $70 |
Other Queensland Country Bank business loans
Specialised Fixed 6.49%Specialised Variable 6.49%Specialised Variable I.O. 6.49%Business Green Car Loan 6.74%Commercial Loan - Secured 6.74%Commercial Loan - Res Secured 10.59%
Get an email the morning Queensland Country Bank moves this rate.
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