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Queensland Country Bank · Home loans
Home Loan-Package
Queensland Country Bank's Home Loan-Package is a home loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 14 October 2026, up from 5.99% to 6.24%.
Advertised rate
6.24%
headline tier
Comparison rate
6.25%
as published
Last moved
+0.25pp
14 October 2026
Advertised rate, last 30 days. Between 5.99% and 6.24% over the last 30 days.
Every current rate (10)
| Tier | Rate | Comparison |
|---|---|---|
| Variable, Owner occupier, Interest only, LVR up to 80%, $150,000 and overSpecial Variable Package Loan (<80%) IO OO | 6.24% | 6.25% |
| Variable, Owner occupier, P&I, LVR up to 80%, $150,000 and overSpecial Variable Package Loan (<80%) P&I OO | 6.24% | 6.25% |
| Variable, Investor, Interest only, LVR up to 80%, $150,000 and overSpecial Variable Package Loan (<80%) IO INV | 6.44% | 6.45% |
| Variable, Investor, P&I, LVR up to 80%, $150,000 and overSpecial Variable Package Loan (<80%) P&I INV | 6.44% | 6.45% |
| Variable, Owner occupier, P&I, LVR 80 to 95%, $150,000 and overSpecial Variable Package Loan (>80%) P&I OO | 6.44% | 6.45% |
| Variable, Owner occupier, Interest only, LVR 80 to 95%, $150,000 and overSpecial Variable Package Loan (>80%) IO OO | 6.44% | 6.45% |
| Variable, Investor, Interest only, LVR 80 to 95%, $150,000 and overSpecial Variable Package Loan (>80%) IO INV | 6.64% | 6.65% |
| Variable, Investor, P&I, LVR 80 to 95%, $150,000 and overSpecial Variable Package Loan (>80%) P&I INV | 6.64% | 6.65% |
| Variable, P&I, $150,000 and over | 8.49% | 8.81% |
| Variable, Interest only, $150,000 and over | 8.84% | 8.91% |
Rate moves, last 30 days
- 14 October 2026: 10 tiers lifted 0.25pp; the lowest, Variable, Owner occupier, P&I, LVR up to 80%, $150,000 and over, from 5.99% to 6.24%.
Published fees
| Fee | Amount |
|---|---|
| Package Feerecurring: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. | $395 |
| Lenders Mortgage Insurance: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%. | see lender |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| In Branch Redraw Feewhen it happens: Redraw Fee Applies for Assisted Transactions | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Val Fee - PropertyHubupfront | $50 |
| Other Credit Fees: Refer to our Fees and Charges brochure for information on other fees and charged which may apply. | see lender |
| Arrears Letter Fee - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter Fee - Default Notice prior to Enforcementwhen it happens | $70 |
Other Queensland Country Bank home loans
Home Loan-Package Fixed Rate 6.29%Home Loan-Fixed 6.64%Home Equity Loan 8.49%Home Loan-Variable Rate 8.99%
Get an email the morning Queensland Country Bank moves this rate.
Every Queensland Country Bank rate · every home loan rate compared · other lenders · this product in the explorer.