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Queensland Country Bank · Home loans
Home Loan-Fixed
Queensland Country Bank's Home Loan-Fixed is a home loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 September 2026, up from 6.44% to 6.64%.
Advertised rate
6.64%
headline tier
Comparison rate
8.41%
as published
Last moved
+0.20pp
30 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (12)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 1 year, P&I, LVR up to 80%, $150,000 and over1 Year Fixed Rate Loan (<80%) P&I | 6.64% | 8.87% |
| Fixed 2 years, P&I, LVR up to 80%, $150,000 and over2 Year Fixed Rate Loan (<80%) P&I | 6.64% | 8.63% |
| Fixed 3 years, P&I, LVR up to 80%, $150,000 and over3 Year Fixed Rate Loan (<80%) P&I | 6.64% | 8.41% |
| Fixed 1 year, Interest only, LVR up to 80%, $150,000 and over1 Year Fixed Rate Loan (<80%) IO | 6.84% | 8.89% |
| Fixed 1 year, P&I, LVR 80 to 95%, $150,000 and over1 Year Fixed Rate Loan (>80%) P&I | 6.84% | 8.89% |
| Fixed 2 years, Interest only, LVR up to 80%, $150,000 and over2 Year Fixed Rate Loan (<80%) IO | 6.84% | 8.67% |
| Fixed 2 years, P&I, LVR 80 to 95%, $150,000 and over2 Year Fixed Rate Loan (>80%) P&I | 6.84% | 8.67% |
| Fixed 3 years, Interest only, LVR up to 80%, $150,000 and over3 Year Fixed Rate Loan (<80%) IO | 6.84% | 8.48% |
| Fixed 3 years, P&I, LVR 80 to 95%, $150,000 and over3 Year Fixed Rate Loan (>80%) P&I | 6.84% | 8.47% |
| Fixed 1 year, Interest only, LVR 80 to 95%, $150,000 and over1 Year Fixed Rate Loan (>80%) IO | 7.04% | 8.91% |
| Fixed 2 years, Interest only, LVR 80 to 95%, $150,000 and over2 Year Fixed Rate Loan (>80%) IO | 7.04% | 8.71% |
| Fixed 3 years, Interest only, LVR 80 to 95%, $150,000 and over3 Year Fixed Rate Loan (>80%) IO | 7.04% | 8.54% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Mortgage Establishment Feeupfront | $250 |
| Mortgage Document Feeupfront | $250 |
| Lenders Mortgage Insurance: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%. | see lender |
| Switch Feewhen it happens: Payable if you convert your existing loan to another interest category | $300 |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| Loan Maintenance Feerecurring | $10 |
| In Branch Redraw Feewhen it happens: Redraw Fee Applies for Assisted Transactions | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Rate Lock Feewhen it happens: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days. | $500 |
| Val Fee - PropertyHubupfront | $50 |
| Other Credit Fees: Refer to our Fees and charges brochure for information on other fees and charges which may apply. | see lender |
| Arrears Letter Fee - Second Arrears Letterwhen it happens | $40 |
Other Queensland Country Bank home loans
Home Loan-Package 6.24%Home Loan-Package Fixed Rate 6.29%Home Equity Loan 8.49%Home Loan-Variable Rate 8.99%
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