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Queensland Country Bank · Home loans
Home Loan-Package Fixed Rate
Queensland Country Bank's Home Loan-Package Fixed Rate is a home loan. The figures are the ones Queensland Country Bank publishes under the Consumer Data Right today. The advertised rate last moved on 30 September 2026, up from 6.19% to 6.29%.
Advertised rate
6.29%
headline tier
Comparison rate
6.54%
as published
Last moved
+0.10pp
30 September 2026
Advertised rate, last 30 days. Unchanged over the last 30 days.
Every current rate (16)
| Tier | Rate | Comparison |
|---|---|---|
| Fixed 2 years, P&I, LVR up to 80%, $150,000 and over, special 2 year fixed rate package loan (<80%) p&i | 6.29% | 6.54% |
| Fixed 1 year, P&I, LVR up to 80%, $150,000 and over1 Year Fixed Rate Package Loan (<80%) P&I | 6.49% | 6.93% |
| Fixed 2 years, Interest only, LVR up to 80%, $150,000 and over, special 2 year fixed rate package loan (<80%) io | 6.49% | 6.58% |
| Fixed 2 years, P&I, LVR up to 80%, $150,000 and over, 2 year fixed rate package loan (<80%) p&i | 6.49% | 6.92% |
| Fixed 2 years, P&I, LVR 80 to 95%, $150,000 and over, special 2 year fixed rate package loan (>80%) p&i | 6.49% | 6.58% |
| Fixed 3 years, P&I, LVR up to 80%, $150,000 and over3 Year Fixed Rate Package Loan (<80%) P&I | 6.49% | 6.91% |
| Fixed 1 year, Interest only, LVR up to 80%, $150,000 and over1 Year Fixed Rate Package Loan (<80%) IO | 6.69% | 6.94% |
| Fixed 1 year, P&I, LVR 80 to 95%, $150,000 and over1 Year Fixed Rate Package Loan (>80%) P&I | 6.69% | 6.95% |
| Fixed 2 years, Interest only, LVR up to 80%, $150,000 and over, 2 year fixed rate package loan (<80%) io | 6.69% | 6.95% |
| Fixed 2 years, P&I, LVR 80 to 95%, $150,000 and over, 2 year fixed rate package loan (>80%) p&i | 6.69% | 6.96% |
| Fixed 2 years, Interest only, LVR 80 to 95%, $150,000 and over, special 2 year fixed rate package loan (>80%) io | 6.69% | 6.62% |
| Fixed 3 years, Interest only, LVR up to 80%, $150,000 and over3 Year Fixed Rate Package Loan (<80%) IO | 6.69% | 6.95% |
| Fixed 3 years, P&I, LVR 80 to 95%, $150,000 and over3 Year Fixed Rate Package Loan (>80%) P&I | 6.69% | 6.96% |
| Fixed 1 year, Interest only, LVR 80 to 95%, $150,000 and over1 Year Fixed Rate Package Loan (>80%) IO | 6.89% | 6.96% |
| Fixed 2 years, Interest only, LVR 80 to 95%, $150,000 and over, 2 year fixed rate package loan (>80%) io | 6.89% | 6.99% |
| Fixed 3 years, Interest only, LVR 80 to 95%, $150,000 and over3 Year Fixed Rate Package Loan (>80%) IO | 6.89% | 7.01% |
Rate moves, last 30 days
Published fees
| Fee | Amount |
|---|---|
| Package Feerecurring: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. | $395 |
| Lenders Mortgage Insurance: Lenders Mortgage Insurance (LMI) may apply on loans if the Loan to Valuation Ratio (LVR) exceeds 80%. | see lender |
| Mortgage Settlement Feewhen it happens: Payable on payout of your mortgage loan to prepare the release of mortgage - waived if paid out due to sale or with own funds | $450 |
| In Branch Redraw Feewhen it happens: Redraw Fee Applies for Assisted Transactions | $8 |
| Online Redraw Feewhen it happens: $0 Redraw Fee Applies for Online Transactions | $0 |
| Val Fee - PropertyHubupfront | $50 |
| Other Credit Fees: Refer to our Fees and Charges brochure for information on other fees and charged which may apply. | see lender |
| Arrears Letter Fee - Second Arrears Letterwhen it happens | $40 |
| Arrears Letter Fee - Default Notice prior to Enforcementwhen it happens | $70 |
| Early Repayment Fee: Charged on Fixed Loans. | see lender |
| Rate Lock Feewhen it happens: Charged when opting to lock in an approved fixed rate, for a term of up to 90 days | $500 |
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